2121 45th STREET Unit J, Two Rivers, WI, 54241
About This Home
Enjoy rare riverfront living in this hard-to-find Two Rivers condo an exceptional opportunity that doesn't come along often! Ideal for kayaking, casting a line in the river, or simply soaking in the peaceful waterfront lifestyle, this spacious unit offers 3 bedrooms, 3 full baths, and outstanding storage throughout. The open-concept kitchen flows into a vaulted living room with skylights and gas fireplace. Take in stunning river views from the deck and walk-out patio. Main floor features laundry, 2 bedrooms, and 2 full baths, including a master ste with patio door to the deck. Finished LL includes rec room, 3rd bedroom, full bath, wet bar, and sizable storage room w/ newer furnace 2022. Attached 2-car garage completes the package. Act quickly as condos like this rarely make it to market!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 2001
Materials
- Construction materials: Brick,Brick/Stone,Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Oven,Range,Refrigerator
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Finished,Full,Full Size Windows,Concrete,Walk-Out Access
Bathroom
- Features: Tub Only,Master Bedroom Bath,Shower Stall
Bedroom2
- Level: Main
- Area: 143
Bedroom3
- Level: Lower
- Area: 266
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 204
Family Room
- Level: Lower
- Area: 490
Features
- High Speed Internet,Cathedral/vaulted ceiling,Walk-In Closet(s),Kitchen Island
- Window features: Skylight(s)
- Finished area below ground: 981
- Finished area above ground: 1,510
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,491
- Total interior livable area: 2,491 sqft
Kitchen
- Level: Main
- Area: 156
Living Room
- Level: Main
- Area: 238
Master Bedroom
- Level: Main
- Area: 180
Property
Details
- Parcel number: 2253020001
- Attached to another structure: Yes
- Zoning: Residential
- Exclusions: Personal Property Of The Seller.
Features
- Levels: One,1 Story
- Stories: 1
- Patio & porch: Patio/Porch
- Exterior features: Balcony,Private Entrance
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: River,Deeded Water Access,Water Access/Rights,Waterfront
- Living area range: 2001-2500
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,2 Car
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,011 | $24,132 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $340 | $4,080 |
| Electricity | $234 | $2,808 |
| Total | $2,762 | $33,144 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $429,900 |
| 2006-08-18 | Sold | $137,500 |
| 2006-03-29 | Sold | $195,000 |
View on Zillow