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1514 22nd St, Two Rivers, WI, 54241

2beds
1baths
1,232sqft
$154,850
$126price/sqft
$1,141/moest. monthly cost
$45,640/yrincome needed

About This Home

Move-in ready 2-bedroom, 1-bath home just three blocks from the shores of Lake Michigan! This exceptionally well-maintained property features central air, convenient first-floor laundry, high-efficiency windows, abundant built-ins, and generous storage throughout. The detached insulated garage offers a like-new floor and additional storage space. Enjoy the fully fenced backyard, perfect for pets, entertaining, or relaxing. The walk-up attic provides excellent potential for future finished living space or expanded storage. An Ultimate home warranty is already active on the property and will transfer to the buyer at closing, providing 13 months of coverage from the date of sale for added peace of mind. A quality home that has been lovingly cared for and is ready for its next owner!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Magee Elementary SchoolGrades PK-41.1 mi
2/10
Clarke Middle SchoolGrades 5-81.8 mi
5/10
Two Rivers High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1886

Materials

  • Foundation: Block,Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • At Least 1 Bathtub,Cable Available,High Speed Internet
  • Fireplace features: None
  • Attic: Expandable
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 1,232 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x17

Living Room

  • Level: Main
  • Dimensions: 11x27

Other

  • Level: Main
  • Dimensions: 13x10

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor,Level Drive,Level Lot

Details

  • Parcel number: 53101002060.01
  • Zoning: Residential

Features

  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$69$828
Property Taxes $118$1,416
Electricity $171$2,054
Total$1,141$13,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,120/yr
40% on housing$34,230/yr
45% on housing$30,426/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 54241$151
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54241$146
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Contingent$154,850
2026-07-29Listed for sale$154,850

For Sale by Agent

AgentBrian J Friebel
BrokerageCentury 21 Affiliated

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