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1018 31st STREET, Two Rivers, WI, 54241

4beds
2baths
2,884sqft
$369,900
$128price/sqft
$2,625/moest. monthly cost
$105,000/yrincome needed

About This Home

Welcome home to this warm and inviting 4-bedroom, 2-bath bi-level that's filled with space, comfort, and charm. The sun-filled upper level offers a welcoming layout with the dining area opening to an expansive deck--perfect for summer barbecues, relaxing evenings, or even adding a pool. On the lower level, you'll find a large cozy family room centered around a beautiful natural fireplace, creating the perfect gathering space on chilly nights. The lower level also features a spacious fourth bedroom, a full bath, and a convenient laundry area. An abundance of storage throughout the home, along with an oversized detached garage complete with an upper-level loft, provides endless space for hobbies, a workshop, or extra storage. This is a home where lasting memories are waiting to be made.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Magee Elementary SchoolGrades PK-41.1 mi
2/10
Clarke Middle SchoolGrades 5-81.6 mi
5/10
Two Rivers High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1992

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Full Size Windows

Bathroom

  • Features: Shower Stall

Bedroom2

  • Level: Upper
  • Area: 130

Bedroom3

  • Level: Upper
  • Area: 121

Bedroom4

  • Level: Lower
  • Area: 255

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower
  • Area: 629

Features

  • Finished area below ground: 1,442
  • Finished area above ground: 1,442

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,884
  • Total interior livable area: 2,884 sqft

Kitchen

  • Level: Upper
  • Area: 170

Living Room

  • Level: Upper
  • Area: 364

Master Bedroom

  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: 1622011560
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Living area range: 2501-3000,2501 or more

Lot

  • Lot size: 0.26 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$165$1,980
Property Taxes $319$3,828
Electricity $271$3,252
Total$2,625$31,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,000/yr
40% on housing$78,750/yr
45% on housing$70,000/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 54241$149
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54241$146
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$369,900
2014-09-29Sold$97,700
2014-06-11Listed for sale$99,900
2014-03-25Listing removed$99,900
2013-12-28Price change$99,900
2013-10-31Listed for sale$137,500
2011-12-03Listing removed$159,900
2011-06-02Listed for sale$159,900

For Sale by Agent

AgentKristine Pigeon
BrokerageWeichert, Realtors CornerStone

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