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4221 Copper Creek Dr, Modesto, CA, 95355

2beds
2baths
1,866sqft
$659,999
$354price/sqft
$4,514/moest. monthly cost
$180,560/yrincome needed

About This Home

Come view this absolutely stunning home located on a corner lot in the prestigious and sought after Copper Creek gated community! This home offers 2 bedrooms (potential for a third) and 2 full baths with a very open 1866 square foot floorplan. Featuring a beautiful and open kitchen with custom cabinetry, gorgeous backsplash, matching stainless steel appliances, a beautiful large island, and a breakfast nook area. It also features a double sided fireplace that heats the kitchen, living room, and dining area. You will find a lot of windows throughout the kitchen, dining area, and living room as well, allowing tons of natural light to come in and brighten up the home. Along with the two bedrooms you get a beautiful primary bedroom with a nice custom bathroom. Living in Copper Creek comes with many great amenities such as an amazing cabana with a spa and sauna private parks, beautiful lake views, a clubhouse with restrooms for events, RV storage, rooftop sundeck, tennis/pickleball courts, and Ontel Security to further add to the safety of the gated community. Schedule your private viewing today to truly appreciate all this exceptional property has to offer.

Getting Around

4
WalkingCar-Dependent
28
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher
  • Laundry features: Cabinets,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Double Sided
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,866 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island,Island w/Sink,Kitchen/Family Combo

Property

Details

  • Parcel number: 070008058000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Community,Fenced
  • Exterior features: Fire Pit

Lot

  • Lot size: 9,735 sqft
  • Features: Sprinklers In Front,Close to Clubhouse,Corner Lot,Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Drought
Earthquake

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$185$2,220
Property Taxes $592$7,104
Electricity $400$4,801
Total$4,514$54,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,765/yr
40% on housing$135,420/yr
45% on housing$120,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$222
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$649,999
2026-07-17Listed for sale$659,999
2022-07-21Sold$600,000
2022-06-21Pending sale$600,000
2022-06-07Listed for sale$600,000
2022-05-19Listing removed--
2022-05-17Listed for sale$599,000
2020-09-28Sold$453,000
2020-09-11Pending sale$449,950
2020-09-07Listed for sale$449,950
2017-11-22Sold$397,500
2017-09-28Pending sale$409,000
2017-09-23Listed for sale$409,000
2008-06-27Sold$363,000

For Sale by Agent

AgentFrancisco Ruvalcaba
BrokerageJ.Peter Realtors

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