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21320 N 56TH Street #1157, Phoenix, AZ, 85054

3beds
2baths
1,884sqft
$699,000
$371price/sqft
$4,109/moest. monthly cost
$164,360/yrincome needed

About This Home

Nestled quietly in the heart of Desert Ridge, completely surrounded by the Wildfire Faldo golf course at the JW Desert Ridge Marriott, you will find the desirable gated community of Bella Monte, a stunning complex featuring world-class amenities! This charming villa sits overlooking the 5th and 6th holes of the award winning Faldo course, with views across two fairways! Immaculately cared for by the original owner, this ground level charmer is the largest plan in Bella Monte and features upgraded appliances, granite counters, raised panel cabinetry, gas fireplace, upgraded window treatments, ceiling fans, huge covered patio and 2 car garage with direct access into the home. Bella Monte offers Three pools, fitness center and walking distance to the Desert Ridge Marketplace and High Street!

Getting Around

22
WalkingCar-Dependent
29
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

10/10
10/10
Pinnacle High SchoolGrades 7-122.6 mi
7/10
Explorer Middle SchoolGrades 7-81.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted,Stone

Other

  • Builder name: Homes by Towne

Type & Style

  • Home type: Apartment
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Dryer,Washer,Water Softener Owned,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Range,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,High Speed Internet,Granite Counters,Double Vanity,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens,Solar Screens,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,Neighbor Above,End Unit

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Property

Details

  • Parcel number: 21239351
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has spa: Yes
  • Spa features: Heated,Private
  • Fencing: Block,Wrought Iron
  • Has view: Yes
  • View description: Golf Course,Panoramic

Lot

  • Lot size: 1,910 sqft
  • Features: Borders Common Area,Corner Lot,Gravel/Stone Front,Gravel/Stone Back

Parking

  • Total spaces: 4
  • Parking features: Attached,Gated,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $103$1,236
Property Taxes $256$3,072
Electricity $216$2,603
Total$4,109$49,308

Income You'd Need if You Spent...

35% on housing$140,880/yr
40% on housing$123,270/yr
45% on housing$109,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 85054$342
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85054$408
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$779,000
2008-06-23Sold$515,647

For Sale by Agent

AgentDavid C Tucker, RE/MAX Fine Properties, Andrea Glashan, RE/MAX Fine Properties
BrokerageRE/MAX Fine Properties

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