See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3220 40th Ave S Unit D, Fargo, ND, 58104

3beds
3baths
1,938sqft
$324,900
$168price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

You will be sorry if you don't visit this beautiful listing! Great location, many updates and so well-cared for! All it will take is one look! Call your favorite Realtor today! It checks so many boxes!

Getting Around

18
WalkingCar-Dependent
10
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

3/10
9/10
Discovery Middle SchoolGrades 6-81.0 mi
8/10
Fargo Davies High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Deck

  • Level: Upper

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 702
  • Finished area above ground: 1,236

Foyer

  • Level: Main

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,978
  • Total interior livable area: 1,938 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01688000100064
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1978

Features

  • Levels: Three Level Split
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 5.04 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 26830

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance $222$2,664
Property Taxes $197$2,364
Electricity $141$1,698
Total$2,202$26,424

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 58104$191
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58104
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$324,900
2026-05-28Price change$329,900
2025-04-15Price change$309,000
2024-10-02Price change$309,900
2024-06-30Listed for sale$319,900
2012-06-20Sold--

For Sale by Agent

AgentDeb Clark
BrokerageBerkshire Hathaway HomeServices Premier Properties

Similar Homes