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404 Solmar Ct, Oakdale, CA, 95361

3beds
3baths
2,409sqft
$695,000
$289price/sqft
$4,897/moest. monthly cost
$195,880/yrincome needed

About This Home

A distinctive residential property awaits at 404 Solmar Court in the gated community of Belsera across from Oakdale Golf and Country Club, presenting itself in great condition as an attractive property ready to be cherished. It's inviting mediterranean style promises a unique living experience. The living room offers an expansive atmosphere, featuring a stately fireplace that creates a warm focal point for gatherings. The high ceilings contribute to a feel of architectural grandeur and openiness within the space. The kitchen boasts a tasteful backsplash and elegant granite countertops that provide both beauty and utility. The kitchen is joined with a den or home office room and double-sided fireplace for warmth and enjoyment. A serene downstairs bedroom provides a private retreat, complete with an ensuite bathroom for ultimate privacy. The bathroom itself is thoughtfully appointed with a granite tiled tub for soothing relaxation, a double vanity offering ample space for daily routines, and a refreshing travertine tiled walk-in shower designed for a luxurious start or end of day. Also, downstairs is a dedicated laundry room with a sink to simplify daily chores. Upstairs features two generously sized bedrooms that share a Jack and Jill bathroom with double sinks and tub/shower combination and generous storage. Outdoor enjoyment is effortless with a welcoming patio and secure fenced backyard providing space for quiet moments. The home offers the benefit of a community pool and hot tub, inviting leisurely afternoons and relaxations or you might want to enjoy a game of bocce ball. Belsera offers a RV and boat storage lot.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10
Oakdale High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Gas Oven,Range Hood,Ice Maker,Dishwasher,Disposal,Self Cleaning Oven
  • Laundry features: Laundry Room,Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Central Vacuum
  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total interior livable area: 2,409 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Bidet,Shower Stall(s),Double Vanity,Stone

Master Bedroom

  • Features: Closet,Ground Floor,Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 064063048000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Cabana,Community,Pool Sweep,Fenced,Gunite,Solar Heat
  • Fencing: Back Yard,Masonry

Lot

  • Lot size: 5,201 sqft
  • Features: Auto Sprinkler F&R,Cul-De-Sac,Curb(s)/Gutter(s),Street Lights,Zero Lot Line,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Restrictions,Garage Door Opener,Garage Faces Front,Uncovered Parking Spaces 2+,Golf Cart,Interior Access,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$188$2,256
Property Taxes $679$8,148
Electricity $516$6,198
Total$4,897$58,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,897/yr
40% on housing$146,910/yr
45% on housing$130,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$325
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$695,000
2026-03-21Price change$700,000
2026-02-24Listed for sale$725,000
1999-05-07Sold$255,000

For Sale by Agent

AgentCharliene Miceli
BrokerageCentury 21 Select Real Estate

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