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513 Algen Ct, Modesto, CA, 95358

3beds
2baths
1,120sqft
$390,900
$349price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

Home sweet home! Home features 3 bedrooms and 2 Full bath, spacious great room concept, spacious floor plan. Close to shopping and excellent for commuters!

Getting Around

51
WalkingSomewhat Walkable
30
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Thomas Downey High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,120 sqft

Kitchen

  • Features: Synthetic Counter

Property

Details

  • Parcel number: 056062033000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 4,569 sqft
  • Features: Court

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,976$23,712
Home Insurance *$113$1,356
Property Taxes $383$4,596
Electricity $398$4,786
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 95358$265
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95358$300
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$390,900
2026-06-06Price change$394,900
2026-05-26Listed for sale$399,900
2021-09-29Sold$350,000
2021-08-31Pending sale$329,000
2021-08-27Listed for sale$329,000
2008-11-06Sold$65,000
2008-10-04Listed for sale$71,875
2008-08-26Sold$104,015
2005-09-23Sold$290,000
2001-01-11Sold$95,000

For Sale by Agent

AgentEddie Marmol
BrokerageHomeSmart PV & Associates

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