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2644 San Ignacio Ave, Modesto, CA, 95354

3beds
2baths
1,170sqft
$349,900
$299price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Welcome to 2644 San Ignacio. Charming 3 bedroom 2 bath home in the heart of Modesto. Perfect for a 1st time buyer or investor. Great commuter location just minutes from Highways 99 & 132. Clean and move in ready. Hurry!

Getting Around

33
WalkingCar-Dependent
28
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

5/10
6/10
3/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range Hood
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,170 sqft

Kitchen

  • Features: Kitchen/Family Combo,Tile Counters

Property

Details

  • Parcel number: 033069089000
  • Attached to another structure: Yes
  • Zoning description: R-1
  • Special condition: Other

Lot

  • Lot size: 3,998 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$102$1,224
Property Taxes $313$3,756
Electricity $398$4,786
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$235
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$349,000
2026-04-28Listed for sale$349,000
2026-04-16Listing removed$300,000
2026-04-03Price change$300,000
2026-03-25Price change$315,000
2026-03-06Listed for sale$325,000
2022-11-17Sold$275,000
2022-10-25Pending sale$275,000
2022-10-15Listed for sale$275,000
2022-10-06Pending sale$275,000
2022-09-02Price change$275,000
2022-07-26Listed for sale$300,000
2013-01-31Sold$79,000
2012-12-01Listed for sale$79,900
2002-08-01Sold$127,500

Pre-Foreclosure - For Sale by Agent

AgentJohn Altstatt
BrokerageHomelink Real Estate

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