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1814 Keel Cv, Fort Collins, CO, 80524

4beds
3baths
4,532sqft
$900,000
$199price/sqft
$5,679/moest. monthly cost
$227,160/yrincome needed

About This Home

Cul-de-sac living with exclusive lake access and standout upgrades! This well-maintained ranch home offers a rare setting paired with a recently finished basement, creating a move-in ready space with plenty of room to spread-out. Step inside through the entry hallway and into a spacious open layout featuring a stone fireplace centerpiece and new hardwood flooring throughout. Cook up your favorite meals in the kitchen that's equipped with new stainless steel appliances, granite countertops, a large island with seating, and a pantry for extra storage. The primary suite includes a spa-like 5-piece ensuite bathroom, a walk-in closet, and its own private patio access, along with a convenient office nook just outside the entrance. Two additional bedrooms on the main level offer versatility for work, hobbies, or additional living space. The finished basement is a standout feature that expands your lifestyle significantly, with a large entertainment room with a wet bar and an office/hobby area, an additional bed and bath, plus a bonus room ready for storage or customization. Outside, the beautifully landscaped backyard features a covered patio, creating a relaxing setting to unwind or host gatherings. An oversized 2-car garage offers plenty of room for vehicles, tools, and additional storage. Just a short stroll to Richards Lake, enjoy exclusive access to the beach, picnic pavilions, fishing, and kayaking, with a nearby walking path leading you directly to the water's edge. The home is also conveniently located just a short drive from Fort Collins Country Club and nearby amenities of Old Town, adding even more options for leisure and outdoor enjoyment. From its open layout and upgraded features to its finished basement and lake access, this property offers a well-rounded living experience that will surely impress.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
48
BikeSomewhat Bikeable

Schools

7/10
7/10
Poudre High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer,Microwave,Gas Bar-B-Q,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Built-In Radon

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Bedroom4

  • Level: Basement
  • Area: 195
  • Dimensions: 13 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9 x 15

Features

  • Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,Kitchen Island,High Ceilings,Crown Molding,Split Bedroom Plan
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,266
  • Finished area above ground: 2,266

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,532
  • Total interior livable area: 4,532 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14 x 10

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Level: Main
  • Area: 380
  • Dimensions: 19 x 20

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Recreation Room

  • Level: Basement
  • Area: 713
  • Dimensions: 23 x 31

Study

  • Level: Basement
  • Area: 130
  • Dimensions: 10 x 13

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R1605657
  • Zoning: LMN
  • Special condition: Private Owner
  • Exclusions: Personal Property,Pool Table,Grandfather Clock,All Items in Garage (except the Refrigerator)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Hills
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 8,948 sqft
  • Features: Cul-De-Sac,City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$397$4,764
Property Taxes $390$4,680
Electricity $342$4,105
Total$5,679$68,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,708/yr
40% on housing$170,370/yr
45% on housing$151,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$234
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$900,000
2026-05-08Listed for sale$900,000
2025-01-03Sold$750,000
2024-10-13Price change$785,000
2024-06-28Listed for sale$825,000
2023-05-22Listing removed--
2023-05-04Listed for rent$3,195
2010-02-27Listing removed$398,000
2009-10-15Sold$375,000
2009-08-23Listed for sale$398,000
2007-03-05Sold$77,600

For Sale by Agent

AgentRob Kittle
BrokerageKittle Real Estate

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