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453 Wrybill Court, Loveland, CO, 80537

4beds
4baths
2,807sqft
$575,000
$205price/sqft
$3,629/moest. monthly cost
$145,160/yrincome needed

About This Home

Nestled on a quiet cul-de-sac, this beautiful home offers exceptional privacy with no rear neighbors, adjacent to the greenbelt trail system, and additional parking in the cul-de-sac. Situated on a spacious 0.29-acre lot, you'll enjoy breathtaking mountain views, a peaceful setting filled with birdsong, and the occasional visit from grazing elk. The backyard is designed for relaxing and entertaining, featuring a large deck, patio, hot tub, and newer vinyl fencing. Inside, you'll find new luxury vinyl flooring, fresh paint, and soaring ceilings that create a bright, open feel. The inviting living room is anchored by a lovely three-sided fireplace that connects seamlessly to the dining area and adjoining kitchen. The kitchen offers a large pantry and newer appliances, making it both functional and stylish. The thoughtfully designed floor plan includes an upstairs laundry room for added convenience and a spacious primary suite featuring a rustic barnwood accent wall, a luxurious five-piece ensuite bath, and a generous walk-in closet. The lower level provides additional living space with a comfortable family room and a bedroom with an egress window, offering flexibility for guests, a home office, or multi-generational living A spacious 3 car garage with access to a dog-run on the side of the house with additional storage shed(s) adds functionality for every lifestyle. Located in one of the most desirable settings within Garden Gate. SELLER IS OFFERING A $10,000 CAROET ALLOWANCE to help make this rare gem your very own! Don't miss out on this special home!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Winona Elementary SchoolGrades PK-50.3 mi
4/10
Bill Reed Middle SchoolGrades 6-81.6 mi
7/10
Mountain View High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Features: En Suite Bathroom,Primary Suite
  • Level: Upper

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Five Piece Bath,High Ceilings,Kitchen Island,Pantry,Primary Suite,Smart Thermostat,Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 897
  • Finished area above ground: 1,910

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,807
  • Total interior livable area: 2,807 sqft

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Details

  • Parcel number: R1632967
  • Zoning: P-86
  • Special condition: Standard
  • Exclusions: Washer And Dryer,Freezers,And Personal Property. Rooster And Cow Yard-Art In Front Yard.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Dog Run,Private Yard
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Heated
  • Fencing: Full

Lot

  • Lot size: 0.29 Acres
  • Features: Cul-De-Sac,Greenbelt,Open Space,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$262$3,144
Property Taxes $249$2,988
Electricity $211$2,542
Total$3,629$43,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,422/yr
40% on housing$108,870/yr
45% on housing$96,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$575,000
2026-07-17Listed for sale$575,000
2017-08-01Sold$370,000
2017-08-01Pending sale$365,000
2017-07-02Price change$365,000
2017-06-05Price change$375,000
2017-05-30Price change$385,000
2017-05-05Price change$399,000
2017-04-28Listed for sale$415,000
2014-05-15Sold$275,000
2014-03-28Listed for sale$275,000
2013-03-25Sold$260,000
2013-02-16Listed for sale$240,000
2007-11-02Sold$238,445

For Sale by Agent

AgentErin Stieve
BrokerageHomeSmart Realty

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