4487 Stump Ave, Loveland, CO, 80538
About This Home
Price Reduced! Low HOA and No Metro Tax! Turn-key home at the base of the foothills in a quiet, highly sought-after community, offering breathtaking sunset and mountain views with no rear neighbors-yet just minutes from both downtown Loveland and Fort Collins! Thoughtfully designed with every square foot optimized for functionality and flow, this home features upgraded finishes throughout and a stunning barn house-style living space with soaring ceilings and abundant natural light. Washer and dryer hookups on both the main floor and basement. Downstairs, enjoy a fully equipped wet bar with pantry, mini fridge, and microwave, 2 large bedrooms, a 3/4 bath and the bonus room! creating an ideal setup for a private guest retreat or extended living space. Ample storage is found throughout the home. Smart home with the Nest, Rachio sprinkler system and Ring front and doorbell cameras. Conveniently located within walking distance to both elementary and junior high schools, this home combines comfort, flexibility, and scenic living in one exceptional package. See property website for floor plans.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Legal Conforming
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Dishwasher,Refrigerator,Bar Fridge,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Built-In Radon
Bedroom2
- Level: Main
- Area: 108
- Dimensions: 9 x 12
Bedroom3
- Level: Main
- Area: 99
- Dimensions: 9 x 11
Bedroom4
- Level: Basement
- Area: 144
- Dimensions: 12 x 12
Bedroom5
- Level: Basement
- Area: 132
- Dimensions: 11 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Family Room
- Level: Basement
- Area: 225
- Dimensions: 15 x 15
Features
- Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,High Ceilings
- Door features: 6-Panel Doors
- Window features: Window Coverings
- Flooring: Wood
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,255
- Finished area above ground: 1,264
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,519
- Total interior livable area: 2,519 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13 x 10
Laundry
- Level: Main
- Area: 24
- Dimensions: 4 x 6
Living Room
- Level: Main
- Area: 240
- Dimensions: 15 x 16
Primary Bedroom
- Features: Luxury Features Primary Bath,5 Piece Primary Bath
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Recreation Room
- Level: Basement
- Area: 132
- Dimensions: 11 x 12
Study
- Level: Basement
- Area: 180
- Dimensions: 12 x 15
Property
Accessibility
- Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry
Details
- Parcel number: R1628860
- Zoning: P-58
- Special condition: Private Owner
- Exclusions: Washer and Dryer are negotiable. Seller's Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Mountain(s),Hills
Lot
- Lot size: 7,150 sqft
- Features: Deciduous Trees,Level,Abuts Public Open Space,Paved,Curbs,Gutters,Sidewalks,Fire Hydrant within 500 Feet
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Wildfire
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,059 | $36,708 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $262 | $3,144 |
| Electricity | $190 | $2,281 |
| Total | $3,772 | $45,264 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $605,000 |
| 2026-04-18 | Price change | $615,000 |
| 2026-04-03 | Listed for sale | $625,000 |
| 2022-01-19 | Listing removed | -- |
| 2021-03-24 | Listing removed | -- |
| 2021-03-15 | Sold | $501,000 |
| 2021-02-14 | Listed for sale | $490,000 |
| 2021-02-14 | Pending sale | $490,000 |
| 2021-02-11 | Listed for sale | $490,000 |
| 2020-02-21 | Listing removed | $2,300 |
| 2020-01-21 | Listed for rent | $2,300 |
| 2017-06-22 | Sold | $392,000 |
| 2014-07-15 | Sold | $270,800 |
| 2014-06-04 | Listed for sale | $265,000 |
| 2010-10-14 | Listing removed | $260,000 |
| 2010-06-17 | Listed for sale | $260,000 |
| 2010-05-13 | Listing removed | $260,000 |
| 2010-05-12 | Listed for sale | $260,000 |
| 2009-12-23 | Sold | $245,000 |
| 2009-10-09 | Listed for sale | $260,000 |
| 2007-07-09 | Sold | $75,000 |
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