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46-232 Kahuhipa St APT F103, Kaneohe, HI, 96744

2beds
2baths
782sqft
$380,000
$486price/sqft
$2,485/moest. monthly cost
$99,400/yrincome needed

About This Home

NO SHOWINGS UNTIL FURTHER NOTICE. Move-in-ready ground-floor condo in the heart of Kaneohe, set against the lush Koolau Mountains and just a short walk to Windward Mall. Recently painted interiors and a renovated kitchen create a fresh feel, while the open-concept living area flows to an enclosed lanai with storage in your own private outdoor retreat. This 2-bedroom, 1.5-bath home offers comfortable bedroom layouts, with the half bath in the primary bedroom providing extra convenience. The in-unit full-size washer and dryer add everyday practicality, and ground-level living means easy access with no stairs or elevators—ideal for keiki, kupuna, or anyone seeking convenience.

Getting Around

71
WalkingVery Walkable
40
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

10/10
5/10
Castle High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1979

Materials

  • Construction materials: Double Wall,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level,Storage,Single Living Level
  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 832
  • Total interior livable area: 782 sqft

Property

Details

  • Parcel number: 1460310100057
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: Probate Listing,Short Sale

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Features: Yard

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$62$744
Property Taxes $128$1,536
Electricity $374$4,497
Total$2,485$29,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,200/yr
40% on housing$74,550/yr
45% on housing$66,266/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$782
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$380,000
2026-02-12Listing removed$2,300
2026-01-27Listed for rent$2,300
1993-09-21Sold$47,200

For Sale by Agent

AgentBelinda M Miranda
BrokerageNakamoto Realty LLC

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