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1520 Ward Ave APT 304, Honolulu, HI, 96822

2beds
2baths
981sqft
$539,000
$549price/sqft
$3,293/moest. monthly cost
$131,720/yrincome needed

About This Home

Panoramic views from the spacious lanai of this recently remodeled 2 bedroom, 2 bath unit right at the top of Ward Avenue. New appliances, new flooring throughout, and in unit washer and dryer. Roll up shutters on the lanai. Super convenient location. Close to freeways, shopping, downtown, Kakaako, Ala Moana Center, hospitals, and the bus. The building has a pool for the residents. Very good condition, but to be sold "As Is". 1 parking stall with guest parking.

Getting Around

82
WalkingVery Walkable
76
TransitExcellent Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$55$660
Property Taxes $139$1,668
Electricity $374$4,497
Total$3,293$39,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,902/yr
40% on housing$98,790/yr
45% on housing$87,813/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 96822$643
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96822$870
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJohn Ohama
BrokerageHonolulu Land Company, LLC

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