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1581 Miller St, Honolulu, HI, 96813

7beds
3baths
2,214sqft
$1,399,000
$632price/sqft
$8,411/moest. monthly cost
$336,440/yrincome needed

About This Home

Excellent investment opportunity. Conveniently located, this corner lot duplex has a 3BD/1BA unit upstairs, 3BD/1BA unit downstairs, and a 1BD/1BA guest quarters under the 2-car carport. The property is zoned A-2 and has access from both Miller Street and Iolani Street. The units are all occupied, so please do not disturb the tenants. The actual BD/BA count do not match tax records.

Getting Around

82
WalkingVery Walkable
76
TransitExcellent Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1932

Materials

  • Construction materials: Hollow Tile,Single Wall,Stone,Wood Frame

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Multiplex,Duplex
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Full Bath on Main Level
  • Flooring: Ceramic Tile,Laminate,Other

Interior Area

  • Total structure area: 3,174
  • Total interior livable area: 2,214 sqft

Property

Details

  • Parcel number: 1210380150000
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: City,None
  • Frontage type: Other
  • Topography of land: Sloping

Lot

  • Features: Cleared,Corner Lot,Steep Slope

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Car Garage,Two Spaces,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$259$3,108
Property Taxes $366$4,392
Electricity $712$8,555
Total$8,411$100,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,377/yr
40% on housing$252,330/yr
45% on housing$224,293/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$632This listing

vs Other Active Listings

Avg $/sqft

ZIP 96813$600
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96813$595
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,475,000
2022-02-14Contingent$1,225,000
2022-02-04Listed for sale$1,225,000
2022-01-18Listing removed$1,225,000
2021-10-14Listed for sale$1,225,000
2021-02-17Sold$900,000
2020-12-24Contingent$1,000,000
2020-11-18Listed for sale$1,000,000
2009-09-22Sold$740,000
2007-02-13Sold$605,000

For Sale by Agent

AgentKenneth E Keast
BrokerageJust Homes

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