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1687 Pensacola St APT 1004, Honolulu, HI, 96822

1beds
1baths
563sqft
$364,000
$647price/sqft
$2,426/moest. monthly cost
$97,040/yrincome needed

About This Home

Completely renovated in 2026, this move-in ready Fee Simple residence offers exceptional value in the heart of Makiki. Thoughtfully redesigned with a warm Modern Island Contemporary style, every detail has been updated, including a brand-new open-concept kitchen featuring a spacious quartz island, custom wood cabinetry, stainless steel appliances, luxury vinyl plank flooring, modern lighting, and contemporary fixtures throughout. The spacious bedroom showcases a custom wood slat accent wall, while the beautifully remodeled bathroom completes the home’s clean, timeless design. Enjoy mountain and city views from the oversized lanai, providing the perfect space to relax or entertain. Conveniently located just minutes from Downtown Honolulu, Ala Moana, Waikiki, UH Manoa, Punahou School, hospitals, shopping, and dining. Rose Terrace is a secure, well-maintained building with a resident manager, keyed elevator, assigned covered parking, and ample guest parking. Don’t miss this rare opportunity to own a beautifully renovated, move-in ready home at an exceptional value in one of Honolulu’s most convenient neighborhoods.

Getting Around

74
WalkingVery Walkable
50
TransitGood Transit
45
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1975

Materials

  • Construction materials: Concrete

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Single Living Level
  • Flooring: Ceramic Tile,Hardwood

Interior Area

  • Total structure area: 697
  • Total interior livable area: 563 sqft

Property

Details

  • Parcel number: 1240300750040
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Three Or More,One
  • Has view: Yes
  • View description: City,Mountain(s)
  • Frontage type: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,840$22,080
Home Insurance *$37$444
Property Taxes $175$2,100
Electricity $374$4,497
Total$2,426$29,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,177/yr
40% on housing$72,780/yr
45% on housing$64,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$647This listing

vs Other Active Listings

Avg $/sqft

ZIP 96822$644
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96822$870
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$349,000
2026-07-02Listed for sale$364,000
2026-03-16Sold$180,000
2026-02-19Contingent$195,000
2026-01-02Listed for sale$195,000
2025-11-23Contingent$195,000
2025-10-21Price change$195,000
2025-08-19Listed for sale$199,000
2025-07-10Contingent$233,000
2025-06-24Listed for sale$233,000
2005-01-21Sold$207,500

For Sale by Agent

AgentYuka Kobayashi
BrokerageCrossover Realty Hawaii LLC

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