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78 Pine Dr, Tallapoosa, GA, 30176

4beds
5baths
1,944sqft
$299,000
$154price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

78 Pine Dr. is a 4BD/4.5BA with open loft, full basement, garage, open floor plan, master on main with walk-in tub, 1940's antique tub in upstairs master, gas log fireplace, walk-in closets, stainless appliances, new faucets, renovated baths, newer LVP in kitchen, concrete drive, ramp entry, covered front porch, back deck, attic, animal pens, gardens & fig trees. Buy 78 Pine Dr. and 76 Pine Dr. and own 2 cabin style homes for $499,000. Both Priced BELOW appraised value. 76 Pine Dr. is 3BD/2BA + basement, open floor plan, pantry, gas log fireplace, new roof, covered front porch, screened back porch, attic, storage shed, concrete drive, ramp entry, garden & creek frontage. Perfect for multi-generational living, live in one / rent the other, retirement compound, or investor retreat. $295,000 each or $499,000 for both.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Roof: Concrete
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Boat Door,Concrete,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,High Ceilings,Master On Main Level,Soaking Tub,Tile Bath,Walk-In Closet(s)
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Expandable,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,944

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Property

Details

  • Parcel number: 00320055B
  • Special condition: Agent/Seller Relationship

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: River,Seasonal View
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 1.16 Acres
  • Features: Private

Parking

  • Parking features: Attached,Basement,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$216$2,592
Property Taxes $404$4,848
Electricity $219$2,637
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 30176$123
Haralson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30176$147
Haralson County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$294,999
2026-08-05Price change$299,000
2026-08-04Price change$295,000
2026-06-20Listed for sale$299,000
2025-12-22Listing removed$269,000
2025-10-10Price change$269,000
2025-09-12Price change$274,000
2025-09-05Price change$279,000
2025-08-29Price change$289,000
2025-08-14Listed for sale$299,000
2025-08-04Listing removed$289,995
2025-07-28Price change$289,995
2025-07-21Price change$297,495
2025-07-15Listed for sale$304,995
2023-02-27Listing removed$215,000
2023-01-27Price change$215,000
2022-12-20Price change$200,000
2022-12-01Price change$205,000
2022-10-22Price change$210,000
2022-10-04Price change$220,000
2022-09-09Price change$225,000
2022-08-11Listed for sale$235,000
2022-07-12Listing removed$240,000
2022-05-06Listed for sale$240,000
2021-03-24Listing removed--

For Sale by Agent

AgentKaren A Steed
BrokerageKaren Steed Real Estate

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