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423 Kaiolu St APT 203, Honolulu, HI, 96815

1beds
1baths
420sqft
$282,000
$671price/sqft
$1,894/moest. monthly cost
$75,760/yrincome needed

About This Home

Located on one of the most desirable residential streets in Waikiki, this charming two-story walk-up offers classic 1960s Hawai‘i character in a quiet, shaded garden setting. This 1-bedroom, 1-bath condo features 420 sq ft with an efficient layout and naturally cool ambiance. Exceptionally low HOA of $378/month — among the lowest in Waikiki. 28-day minimum rentals allowed (Airbnb eligible per guidelines), offering flexibility for part-time living or investment. All comments, data is provided by seller or seller's representatives. Buyer to confirm all & hold all parties harmless from any discrepancy data in the mls and advertising. Limited Service–Data Entry Addendum signed by seller/s must be signed by buyer/s with Purchase Contract.

Getting Around

91
WalkingWalker's Paradise
64
TransitGood Transit
93
BikeBiker's Paradise

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1968

Materials

  • Construction materials: Single Wall

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Property

Details

  • Parcel number: 1260170060010
  • Zoning description: X2 - Apartment Precinct
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: None

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$12$144
Property Taxes $83$996
Electricity $374$4,497
Total$1,894$22,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,937/yr
40% on housing$56,820/yr
45% on housing$50,506/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$671This listing

vs Other Active Listings

Avg $/sqft

ZIP 96815$704
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96815$1,414
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$282,000
2026-04-08Listed for sale$299,000
2026-03-31Contingent$299,000
2026-02-27Listed for sale$299,000
2021-09-23Listing removed$290,000
2021-05-15Listed for sale$290,000
2013-07-26Sold$87,000
2013-04-27Listed for sale$90,374
2013-03-19Listing removed$92,500
2012-11-21Price change$92,500
2012-09-21Price change$99,900
2012-08-08Listed for sale$225,000
2011-06-09Sold$43,000
2011-02-13Price change$49,900
2011-01-16Price change$54,900
2010-10-31Price change$64,900
2010-09-17Price change$71,900
2010-08-04Price change--
2010-05-13Price change$84,900
2010-04-18Listed for sale--
2006-02-24Sold$100,000

For Sale by Agent

AgentNathalie C Mullinix
BrokerageNathalie Mullinix R. U., Inc.

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