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317 Opihikao Pl #432, Honolulu, HI, 96825

3beds
3baths
1,518sqft
$1,390,000
$916price/sqft
$8,095/moest. monthly cost
$323,800/yrincome needed

About This Home

Premier waterfront townhouse in gated Kuapa Isle. This 3-bedroom 2.5 bath home has been renovated in a immaculate condition. Enlarge Kitchen for easy functional. Spit AC's Lower Maintenance yards. Resort style amenities including basketball court, pool, recreation area and clubhouse. On site manager and guest parking. Costco, shopping and restaurants are nearby. Don't miss this rare opportunity to own a waterfront property in a most desirable neighborhood.

Getting Around

35
WalkingCar-Dependent
41
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

8/10
7/10
Niu Valley Middle SchoolGrades 6-81.9 mi
9/10

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1970

Materials

  • Construction materials: Masonry,Stucco

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Full Bath on Main Level,Storage
  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 1,918
  • Total interior livable area: 1,518 sqft

Property

Details

  • Parcel number: 1390310020086
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Has view: Yes
  • View description: Canal,Sunset
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Frontage type: Marina,Waterfront

Lot

  • Features: Yard

Parking

  • Total spaces: 4
  • Parking features: Covered,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,028$84,336
Home Insurance *$214$2,568
Property Taxes $365$4,380
Electricity $488$5,865
Total$8,095$97,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,542/yr
40% on housing$242,850/yr
45% on housing$215,866/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$916This listing

vs Other Active Listings

Avg $/sqft

ZIP 96825$1,029
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96825$852
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$1,580,000
2004-06-10Sold$149,400

For Sale by Agent

AgentAngie LF Ho
BrokerageLOTUS Realty LLC

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