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906 Koko Isle Cir #232303, Honolulu, HI, 96825

3beds
3baths
1,400sqft
$1,390,000
$993price/sqft
$8,052/moest. monthly cost
$322,080/yrincome needed

About This Home

Welcome to this beautifully maintained townhome in the waterfront private community of Koko Isle. Offering 3 bedrooms, 2.5 bathrooms, and generous living spaces, this home combines comfort, functionality, & the best of Hawaii Kai living. The spacious primary suite features a walk-in closet & an elegant ensuite bathroom with dual vanities, extensive storage, & a large marble shower with a rain shower head. Two additional bedrooms enjoy beautiful views of Koko Head and share a full bathroom. The first floor features the full kitchen connected to a versatile room that serves perfectly as a breakfast nook, home office, or study. The spacious living and family room open onto an oversized covered lanai, creating an ideal setting for seamless indoor-outdoor entertaining. A private boat dock provides direct access to the Hawaii Kai Marina, making this home especially appealing for boating and water sports enthusiasts. With resort-style community amenities, excellent schools, nearby shopping and dining, and easy access to beaches, hiking, and recreational activities. (Marina Association is $600/year) **Seller requests a rent-back period of 30 days after closing.** SELLING STRICTLY AS IS.

Getting Around

62
WalkingSomewhat Walkable
41
TransitSome Transit
50
BikeBikeable

Schools

8/10
7/10
Niu Valley Middle SchoolGrades 6-82.3 mi
9/10

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1968

Materials

  • Construction materials: Double Wall,Other,Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Other,Vinyl

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 1390080040123
  • Zoning description: 62 - P-2 General Preservation
  • Special condition: None

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Spa features: Community
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Canal,Mountain(s),Other,Sunset
  • Has water view: Yes
  • Water view: Canal

Parking

  • Total spaces: 2
  • Parking features: Covered,Carport,Guest,Two Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,028$84,336
Home Insurance *$214$2,568
Property Taxes $360$4,320
Electricity $450$5,409
Total$8,052$96,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,068/yr
40% on housing$241,560/yr
45% on housing$214,720/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$993This listing

vs Other Active Listings

Avg $/sqft

ZIP 96825$1,028
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96825$852
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,390,000
2026-06-27Listed for sale$1,450,000
2005-08-03Sold$161,500
1998-02-06Sold$88,000

For Sale by Agent

AgentMelissa J Filek
BrokerageColdwell Banker Realty

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