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965 Prospect St APT 403, Honolulu, HI, 96822

2beds
2baths
723sqft
$175,000
$242price/sqft
$1,326/moest. monthly cost
$53,040/yrincome needed

About This Home

Freshly painted unit on the slopes of Punchbowl located close to Downtown Honolulu, medical centers, schools, and Ward Center. This unit offers an open layout, spacious kitchen, and private lanai overlooking sweeping city views. Amenities include swimming pool, BBQ area, and renovation deck. Secured entry with an on-site resident manager. Unit equipped with stack washer-dryer and brand new lanai carpeting. Bright breezy rooms designed to capture island Tradewinds.

Getting Around

67
WalkingSomewhat Walkable
69
TransitGood Transit
37
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1977

Materials

  • Construction materials: Double Wall,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Single Living Level
  • Flooring: Laminate

Interior Area

  • Total structure area: 723
  • Total interior livable area: 723 sqft

Property

Details

  • Parcel number: 1240150300036
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Three Or More,One
  • Has view: Yes
  • View description: Mountain(s),Other,Sunset,Sunrise
  • Frontage type: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$18$216
Property Taxes $50$600
Electricity $374$4,497
Total$1,326$15,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,462/yr
40% on housing$39,780/yr
45% on housing$35,360/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 96822$646
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96822$870
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$175,000

For Sale by Agent

AgentIvy N Kumai
BrokerageIvy K Realty, LLC

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