962 Spencer St, Honolulu, HI, 96822
About This Home
Located in Makiki this property features 2 building with 3 total units. Unique income earning potential on a spacious lot. Bill 7 opportunity? Buyer to do their own due diligence. This property is being sold as is.
Getting Around
Very Walkable
Excellent Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average Condition
- Year built: 1959
Materials
- Construction materials: Wood Frame
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Property
Details
- Parcel number: 1240150560000
- Zoning description: 12 - A-2 Medium Density Apartme
- Special condition: None
Features
- Levels: One,Two
- Stories: 1
- Has view: Yes
- View description: City
- Topography of land: Sloping
Lot
- Features: Flag Lot
Parking
- Total spaces: 7
- Parking features: Covered,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $787 | $9,444 |
| Electricity | $374 | $4,497 |
| Total | $15,091 | $181,092 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-28 | Price change | $2,700,000 |
| 2024-08-12 | Listed for sale | $2,900,000 |
| 2018-02-22 | Sold | $1,476,675 |
| 2015-12-15 | Listing removed | $9,500,000 |
| 2015-06-05 | Listed for sale | $9,500,000 |
| 2015-04-23 | Sold | $1,700,000 |
| 2014-12-23 | Listed for sale | $1,800,000 |
| 2004-09-16 | Sold | $690,000 |
| 2001-08-07 | Sold | $575,000 |
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