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1017 Harmony Lake Pkwy, Saint Peters, MO, 63376

2beds
2baths
1,548sqft
$379,900
$245price/sqft
$2,624/moest. monthly cost
$104,960/yrincome needed

About This Home

Welcome to 1017 Harmony Lake Parkway, located just minutes from Downtown Cottleville! This 2-bedroom home offers the perfect blend of comfort, convenience and low-maintenance living. This home features an open floor plan, soaring ceilings, and abundant natural light. New carpeting throughout this home. The kitchen features granite countertops and soft-close cabinets. The primary suite includes a spacious bath and walk-in closet with custom shelving, plus the main floor laundry adds everyday convenience. Outside, enjoy a private enclosed patio, or the second covered patio - great for summer cookouts or relaxing evenings. The unfinished basement includes a bonus room and plenty of storage space. The 2-car garage and HOA-maintained yard and landscaping mean you can focus more on enjoying life with less chores. Located just a short golf cart ride or quick drive to Downtown Cottleville, with access to local shops, restaurants and community events. Don't miss this opportunity to live in one of the most desirable areas in St. Charles County! Schedule your showing today! SELLER IS OFFERING ONE YEAR OF HOA FEES AS A CREDIT AT CLOSING ($437 X 12 = $5,244).

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Warren Elementary SchoolGrades K-50.6 mi
7/10
Saeger Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asbestos Shingle
  • Construction materials: Aluminum Siding,Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Freezer,Free-Standing Freezer,Microwave,Gas Oven,Vented Exhaust Fan,Gas Water Heater
  • Laundry features: Inside,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Sump Pump,Unfinished

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Coffered Ceiling(s),Dining/Living Room Combo,Granite Counters,High Ceilings,Open Floorplan,Separate Shower,Shower,Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Window features: Aluminum Frames,Blinds,Drapes
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Gas Starter,Glass Doors,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan,Gas

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 304
  • Dimensions: 16x19

Primary Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 30104A43300027A
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Covered,Enclosed,Patio
  • Exterior features: None
  • Fencing: None

Lot

  • Features: Corner Lot,Landscaped,Level,Paved

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$228$2,736
Property Taxes $335$4,020
Electricity $141$1,693
Total$2,624$31,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,965/yr
40% on housing$78,720/yr
45% on housing$69,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$169
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$379,900
2026-06-03Listed for sale$389,900
2007-12-11Sold--

For Sale by Agent

AgentMary T Serra-Poorman
BrokerageColdwell Banker Realty - Gundaker

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