1319 N 4th St, Saint Charles, MO, 63301
About This Home
Newer Construction with Timeless Charm! This beautifully updated home blends modern convenience with old-world character in a highly desirable location near Frenchtown. Step inside to an open floor plan filled with natural light, featuring new luxury vinyl flooring, stylish kitchen cabinetry, quartz countertops, and a modern tile backsplash. The main level offers a convenient half bath and spacious area for entertaining. Upstairs, you'll find three spacious bedrooms, a full bath, and the added convenience of second-floor laundry. Ceiling fans throughout provide comfort and efficiency. The partially finished lower level offers a versatile office or sleeping area, tall ceilings, abundant storage space, and a brand-new HVAC system (2026). Enjoy the best of St. Charles living with easy access to Lindenwood University, Frenchtown and St. Charles Historic District with charming coffee shops, local restaurants, and boutiques, plus nearby access to the Boschert Greenway for walking, biking, and outdoor recreation plus enjoy the nearby Blanchette Park! This move-in ready home combines modern updates, functional living space, and an unbeatable location! Parking to view is accessible from N 5th St to Wood St. There is also a stepping trail for access to front of home off 4th St.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Architectural Shingle
- Construction materials: Shake Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 140
- Dimensions: 14x10
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 156
- Dimensions: 13x12
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 143
- Dimensions: 13x11
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 391
- Dimensions: 17x23
Features
- Open Floorplan
- Flooring: Carpet,Laminate
- Finished area below ground: 140
- Finished area above ground: 1,376
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,516
- Total interior livable area: 1,516 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 80
- Dimensions: 10x8
Laundry
- Features: Floor Covering: Vinyl
- Level: Second
- Area: 36
- Dimensions: 6x6
Office
- Features: Floor Covering: Concrete
- Level: Basement
- Area: 140
- Dimensions: 14x10
Property
Details
- Parcel number: 6009AB115000010.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Front Porch
Lot
- Lot size: 5,418 sqft
- Features: Few Trees,Front Yard
Parking
- Parking features: Concrete,On Site,Parking Pad
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $278 | $3,336 |
| Electricity | $141 | $1,693 |
| Total | $2,194 | $26,328 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $310,000 |
| 2026-07-24 | Price change | $315,000 |
| 2026-07-09 | Listed for sale | $320,000 |
| 2022-11-16 | Price change | $1,875 |
| 2022-10-21 | Price change | $1,925 |
| 2022-10-06 | Price change | $1,950 |
| 2022-09-29 | Sold | -- |
| 2022-09-19 | Listed for rent | $2,000 |
| 2022-07-14 | Sold | -- |
| 2022-06-16 | Listed for sale | $247,500 |
| 2022-06-08 | Pending sale | $247,500 |
| 2022-06-03 | Listed for sale | $247,500 |
| 2014-12-05 | Listing removed | $1,250 |
| 2014-11-22 | Price change | $1,250 |
| 2014-11-10 | Price change | $1,295 |
| 2014-10-29 | Sold | -- |
| 2014-10-29 | Listed for rent | $1,400 |
| 2007-03-12 | Sold | -- |
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