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48 Harris Ave, Warwick, RI, 02889

3beds
2baths
2,300sqft
$554,900
$241price/sqft
$4,212/moest. monthly cost
$168,480/yrincome needed

About This Home

Welcome to 48 Harris Avenue, a beautifully maintained coastal home in the highly sought-after Warwick Neck neighborhood. Built in 2006 and thoughtfully cared for, this 3-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and seaside charm. Enjoy water views and an easy walk to the shoreline with nearby public water access, making this an ideal location for boating, kayaking, paddle boarding, or simply enjoying the coastal lifestyle. Inside, the home features a bright and functional layout with a spacious full en suite primary bedroom and the convenience of a washer and dryer located on the main level. The home is efficiently serviced by natural gas and updated with 200-amp circuit breakers. Recent improvements include new Trex decking installed just 3 years ago, perfect for outdoor entertaining or relaxing while taking in the ocean air. The property has also been power washed annually, reflecting the pride of ownership throughout. The insulated basement walls provide excellent storage, as well as a blank canvas to finish suited to your needs. The garage is integral, there is walkout in the front of the house as well as sliders to the back yard. Situated on a manageable .15-acre lot, this home offers low-maintenance living without sacrificing outdoor enjoyment. A rare opportunity to own a move-in ready home in one of Warwick’s most desirable waterfront communities.

Getting Around

18
WalkingCar-Dependent
25
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

4/10
Warwick Neck SchoolGrades K-50.6 mi
7/10
Pilgrim High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: Second

Features

  • Wall (Dry Wall),Cathedral Ceiling(s),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 1,104
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Natural Gas,Central Air,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,196
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Storage

  • Level: Lower

Property

Details

  • Parcel number: WARWM358B0160L0000
  • Zoning: 101

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Flood Insurance,Walk to Salt Water,Walk To Water

Lot

  • Lot size: 0.15 sqft
  • Features: Security

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,805$33,660
Home Insurance *$267$3,204
Property Taxes $672$8,064
Electricity $468$5,621
Total$4,212$50,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,411/yr
40% on housing$126,360/yr
45% on housing$112,320/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 02889$281
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02889$306
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$629,900
2017-02-03Sold$209,000
2016-10-20Price change$219,900
2016-08-10Price change$229,900
2016-07-09Listed for sale$239,900
2016-06-07Listing removed$279,000
2015-12-08Price change$279,000
2015-10-08Price change$279,900
2015-09-19Price change$289,900
2015-09-10Price change$310,000
2015-08-19Price change$289,900
2015-06-19Price change$310,000
2015-02-27Listed for sale$312,500
2015-01-01Listing removed$312,000
2014-11-18Price change$312,000
2014-09-24Listed for sale$325,000
2013-06-25Sold$10,354

For Sale by Agent

AgentThe Rachel Jones Team
BrokerageSKD Real Estate

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