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708 13th St SW, Altoona, IA, 50009

5beds
4baths
2,919sqft
$389,000
$133price/sqft
$2,877/moest. monthly cost
$115,080/yrincome needed

About This Home

Spacious 2 story, one owner home featuring 5 bedrooms, 4 baths in a desirable, established Altoona neighborhood! Open concept main level features a bright living room, large kitchen, and expansive dining area. Upstairs boasts 4 generous bedrooms including a Primary Suite with en-suite bath and jacuzzi tub. Finished lower level includes a 5th bedroom, full bath, and additional living space. You will love the well thought out, ample storage throughout the entire home! For easy cleaning without lugging the vacuum to each level, the home is equipped with central vacuum system! Enjoy the outdoors with a large concrete patio, storage shed, and 3-car attached garage. Major updates include: new siding, roof, and gutters (2023); new furnace and AC (2022). Fantastic location near Altoona Aquatic Center, dining, and the outlet mall, with quick access to the bypass to get anywhere quick within the metro!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

9/10
Altoona Elementary SchoolGrades PK-50.7 mi
6/10
4/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Dining Area,Eat-in Kitchen,Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,919
  • Total interior livable area: 2,919 sqft

Property

Details

  • Parcel number: 17100511379114
  • Zoning: R-5

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$183$2,196
Property Taxes $511$6,132
Electricity $217$2,612
Total$2,877$34,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,640/yr
40% on housing$86,310/yr
45% on housing$76,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 50009$235
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50009$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$409,000
2026-03-02Price change$411,000
2026-01-07Price change$413,000
2025-10-20Price change$415,000
2025-09-05Listed for sale$417,000
1998-06-29Sold$199,500
1998-04-09Sold$29,500

For Sale by Agent

AgentMisty Darling, BH&G Real Estate Innovations, Samantha Hammer, BH&G Real Estate Innovations
BrokerageBH&G Real Estate Innovations

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