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40 Saint Kolbe Dr APT C, Holyoke, MA, 01040

1beds
1baths
644sqft
$155,000
$241price/sqft
$1,440/moest. monthly cost
$57,600/yrincome needed

About This Home

Welcome to Edgewater Gardens! This well-maintained second-floor, one-bedroom condo offers comfortable, low-maintenance living with a bright, open floor plan that's perfect for everyday living and entertaining. The updated kitchen features modern finishes and flows seamlessly into the spacious living and dining area. An updated bathroom adds to the move-in-ready appeal, while the private balcony provides the perfect spot to enjoy your morning coffee or unwind at the end of the day. Convenient parking and a desirable location close to shopping, dining, parks, and major routes make this an excellent opportunity for first-time buyers, downsizers, or anyone seeking easy condominium living. Don't miss your chance to own this inviting home at Edgewater Gardens! Isn't It Time You Call Home...

Getting Around

81
WalkingVery Walkable
56
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

2/10
Kelly Elementary SchoolGrades PK-50.7 mi
2/10
Holyoke High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Frame,Block

Notable Dates

  • Major remodel year: 1978

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: In Building

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Internet Available - Broadband
  • Window features: Screens
  • Flooring: Vinyl,Carpet,Laminate
  • Finished area above ground: 644

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 644
  • Total interior livable area: 644 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0007 B:0001 L:940C,4719913
  • Zoning: DR
  • Other equipment: Intercom

Features

  • Entry location: Unit Placement(Upper,Garden)
  • Patio & porch: Porch,Screened
  • Exterior features: Porch,Porch - Screened,Screens,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Waterfront,River

Parking

  • Total spaces: 1
  • Parking features: Off Street,Assigned,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$75$900
Property Taxes $228$2,736
Electricity $354$4,259
Total$1,440$17,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,371/yr
40% on housing$43,200/yr
45% on housing$38,400/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$154
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$155,000
2019-11-21Sold$80,000
2019-11-18Listed for sale$82,000
2019-09-24Listing removed$84,000
2019-09-10Pending sale$84,000
2019-08-28Price change$84,000
2019-05-23Price change$85,900
2019-04-11Price change$86,500
2019-02-17Listed for sale$87,500
2011-06-30Listing removed$92,900
2010-10-22Listed for sale$92,900
2007-08-17Sold$90,650

For Sale by Agent

AgentFermin Group
BrokerageCentury 21 North East

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