22412 Hilltop Cir, Chugiak, AK, 99567
About This Home
Welcome to your own waterfront retreat on beautiful Mirror Lake! This spacious 4-bedroom, 3-bath home with a dedicated office offers 2,959 square feet of comfortable living space on approximately 0.61 acres. Thoughtfully designed for both everyday living and entertaining, the home features a large family room, stainless steel appliances, and an oversized 3-car garage with plenty of room forvehicles, toys, and storage. Enjoy the beauty of Alaska with mountain views, peaceful lakefront living, and direct access to Mirror Lake. Spend your summers kayaking, canoeing, paddleboarding, fishing, or simply relaxing from your own backyard. Mirror Lake is also known for recreational floatplane activity, adding to the unique charm and Alaska lifestyle this exceptional property offers. Conveniently located in Chugiak with easy access to schools, shopping, JBER, and Anchorage, this rare waterfront property offers the perfect blend of space, comfort, recreation, and natural beauty. Whether you're looking for a year-round residence or a place to embrace the best of Alaska living, this exceptional lakefront home is ready to welcome you.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Block
- Construction materials: Wood Frame - 2x6
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Fireplace(s),Forced Air,Natural Gas
Interior Area
- Total structure area: 2,959
- Total interior livable area: 2,959 sqft
Property
Details
- Parcel number: 05112217000
- Zoning: CE-R-1A
- Zoning description: Single- Family Residential
Features
- Levels: Two
- Stories: 2
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Lake,Mountain(s),Unobstructed
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front,Lake Privileges
- Waterbody name: Mirror Lake
- Topography of land: Level
Lot
- Lot size: 0.61 Acres
- Features: Covenant/Restriction,Fire Service Area,City Lot,Landscaped,Road Service Area,Views
Parking
- Total spaces: 3
- Parking features: Paved,RV Access/Parking,Tuck Under,No Carport
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Landslide
- Winter Weather
- Avalanche
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Anchorage Municipality and Alaska
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance | $242 | $2,904 |
| Property Taxes | $932 | $11,184 |
| Electricity | $493 | $5,919 |
| Total | $5,585 | $67,020 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $775,000 |
| 2026-07-01 | Listed for sale | $850,000 |
| 2020-08-29 | Listing removed | $2,950 |
| 2020-08-20 | Price change | $2,950 |
| 2020-07-03 | Listed for rent | $3,000 |
For Sale by Agent
View on Zillow