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1022 N Pearl Street #101, Denver, CO, 80203

3beds
3baths
2,855sqft
$899,000
$315price/sqft
$5,478/moest. monthly cost
$219,120/yrincome needed

About This Home

Built in 1891, with original architecture thoughtfully updated with modern finishes, this fully renovated condo is unlike any others on the market today. Reminiscent of the 19th century wealth and glamour of historic Quality Hill during the Guilded Age, the brick and rough stonework construction, turret, and leaded glass windows present an elegant exterior. The home's private front entrance, with an intricately tiled porch, is surrounded by gardens with lovely landscaping and blooms, and lives more like a single family home than a condo. Inside, stunning woodwork, arched doorways, soaring ceilings, built-ins with leaded glass insets, and inlaid wood floors further highlight the craftsmanship of the home. The large foyer, wood-paneled library, graceful living room with fireplace, gourmet kitchen with upscale appliances and pantry, formal dining room with fireplace, and a half bath make up the main level. The grand staircase sits central in the home, with wide sweeping stairs ascending to the second floor. The stunning master bedroom features a fireplace, built-ins, window benches, a huge walk-in closet, laundry, and an en-suite master bath with multiple shower heads, free standing tub, and heated floors. Two additional generously sized bedrooms have walk-in closets, one a gas fireplace, and both share the richly hued hall bath. Found throughout the home, the exquisite details are a nod to the home's distinguished past and timeless style. The back patio takes one from the home's private back door to the street-level deeded 2-car garage, and provides access to the stairs to the basement, where the unfinished deeded storage and mechanical room is located. This lock and leave home in the vibrant community of Cap Hill is a short walk to some of the best restaurants, shops and bars in Denver, including City O City, Call your Mother, Hudson Hill, Jelly, and Bang Up To The Elephant. Minutes to Trader Joes, Whole Foods, and Cheesman Park.

Getting Around

93
WalkingWalker's Paradise
50
TransitGood Transit
99
BikeBiker's Paradise

Schools

8/10
East High SchoolGrades 9-121.4 mi
9/10
Morey Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1891

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick,Frame,Stone,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Bar Fridge,Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Gas Water Heater,Microwave,Oven,Range,Range Hood,Refrigerator,Warming Drawer,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Five Piece Bath,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Pantry,Primary Suite,Smoke Free,Solid Surface Counters,Walk-In Closet(s),Wet Bar
  • Window features: Bay Window(s),Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Bedroom,Dining Room,Gas,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,771
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,855
  • Total interior livable area: 2,855 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Library

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 503802050
  • Attached to another structure: Yes
  • Zoning: G-MU-5
  • Special condition: Standard
  • Exclusions: Mirror In Dining Room,Seller's Personal Property,Tv And Mount,Staging Decor.

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Exterior Access
  • Patio & porch: Front Porch,Patio
  • Exterior features: Garden
  • Fencing: Full

Lot

  • Lot size: 9,148 sqft
  • Features: Historical District

Parking

  • Total spaces: 2
  • Parking features: Dry Walled,Exterior Access Door,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$366$4,392
Property Taxes $352$4,224
Electricity $215$2,586
Total$5,478$65,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,817/yr
40% on housing$164,340/yr
45% on housing$146,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 80203$166
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80203$396
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$889,000
2026-07-10Listed for sale$899,000
2025-08-22Listing removed$934,900
2025-07-29Price change$934,900
2025-06-28Price change$944,900
2025-05-03Price change$949,900
2025-03-27Listed for sale$954,000
2023-11-09Sold$925,000
2023-10-20Pending sale$1,100,000
2023-10-10Price change$1,100,000
2023-08-28Listed for sale$850,000
2021-05-11Sold$899,000
2021-01-13Listing removed--
2020-07-29Price change$925,000
2020-02-12Listed for sale$949,900
2018-03-10Sold$899,000
2018-02-09Pending sale$899,000
2018-02-02Listed for sale$899,000
2017-11-01Listing removed$899,000
2017-07-14Price change$899,000
2017-03-31Listed for sale$950,000
2016-11-22Listing removed$950,000
2016-09-17Price change$950,000
2016-08-17Price change$999,000
2016-06-29Price change$1,100,000
2016-06-27Price change$1,225,000
2016-06-16Listed for sale$1,250,000
2012-11-29Sold$575,000
2009-06-11Sold$820,000
2009-01-08Sold$820,000

For Sale by Agent

AgentChrisi Scherschligt
BrokerageBerkshire Hathaway Home Services, Rocky Mountain Realtors

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