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21008 Sunpoint Way Unit 204, Lutz, FL, 33558

3beds
2baths
2,155sqft
$318,900
$148price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

This immaculate 3 bedroom condo is located in the world's most famous clothing optional community - Paradise Lakes. The Terraces is the newest complex in the community, and this popular upper-level condo offers more than 2,100sf of living space with 3 bedrooms, 2 bathrooms, plus a 1 car garage. Large sliding glass doors in the living room, the master and the 3rd bedroom or office, open to covered patios over-looking the courtyard. This home features plenty of "bling", with a chandelier in the dining room and beautiful lighting features in the bathrooms, dining room and kitchen. The grand room floor plan makes it easy to entertain guests and is ideal for cocktail parties and holiday celebrations with it's 12-foot-high ceiling and a separate room for a bar. The kitchen has 44 cabinet doors and drawers with a preparation station in the middle. The extra-large granite breakfast bar can accommodate six or more bars tools. The master bedroom suite has two walk-in closets and a private bathroom suite. The master bath as an extra-large shower with two shower heads a water closet, a bidet, a double vanity and a linen closet. The 2nd bedroom has a walk-in closet. The owner has recently installed wood floors in the 3rd bedroom/office and the bar. All bedrooms have Crown molding accents and ceiling fans. All windows and sliding doors have blinds or curtains. Bathrooms, kitchen foyer and utility room have ceramic tile. Some furniture can be left in the condo if needed. This clothing optional subdivision is adjacent to and a short walk to the world-famous paradise lakes nudist resort. Must be an AANR member to purchase condo.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Sunlake High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Roof: Other
  • Construction materials: Concrete Block

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Inside

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fans(s),High Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan,Kitchen/Family Room Combo
  • Window features: Blinds,Shades
  • Flooring: Tile,Other,Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,155 sqft

Property

Details

  • Parcel number: 3626180200002002050
  • Zoning: PUD

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Stucco
  • Has view: Yes
  • View description: None
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.03 Acres
  • Features: In County,Street Paved,Street Private,Cul-de-sac

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,612$19,344
Home Insurance *$185$2,220
Property Taxes $401$4,812
Electricity $216$2,602
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$230
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$308,900
2026-06-19Listed for sale$318,900
2026-01-25Listing removed$2,300
2025-11-05Listed for rent$2,300
2025-11-03Listing removed$318,900
2025-05-02Listed for sale$318,900
2025-05-01Listing removed--
2025-04-14Price change$339,900
2025-04-01Listed for sale$342,000
2025-04-01Listing removed$359,900
2024-11-18Price change$359,900
2024-09-29Price change$369,900
2024-07-27Price change$379,900
2024-05-27Listed for sale$389,000
2022-02-02Sold$300,000
2021-12-04Pending sale$310,000
2021-12-03Listed for sale$310,000
2021-05-11Listing removed--
2021-01-05Listed for sale$245,000
2010-01-26Sold$200,000
2007-03-13Sold$252,636

For Sale by Owner

AgentProperty Owner

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