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1027 Orca Ct, Holiday, FL, 34691

3beds
2baths
1,876sqft
$315,000
$168price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Experience the best of coastal living in this spacious, maintenance-free villa just minutes from charming downtown Tarpon Springs. High and dry in Flood Zone X - No Flood insurance required. Offering 1,876 square feet of thoughtfully designed space, this 3-bedroom, 2-bath home plus a versatile den/office delivers the comfort and flexibility of a single-family residence—without the upkeep. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating an inviting space perfect for entertaining or relaxing at home. The kitchen stands out with 42" maple cabinetry, gleaming granite countertops, and ample workspace and storage to meet all your needs. Retreat to the expansive primary suite, complete with a spa-like ensuite bath featuring dual vanities, a soaking tub, walk-in shower, and a generously sized walk-in closet. Additional highlights include a full-size laundry room with utility sink and shelving, a 2-car garage ideal for vehicles, beach gear, and recreational equipment, and a screened porch—perfect for enjoying morning coffee or evening breezes year-round. Located in a beautifully maintained community, the HOA covers lawn care, exterior painting, internet, cable, and trash ...freeing you to fully enjoy the Florida lifestyle. Spend sunny days at the community pool and recreation area, or head just minutes away to the Gulf and Anclote River Park, known for its 300-foot beach, convenient boat launch, designated fishing areas, and scenic picnic pavilion. This home offers endless opportunities for outdoor enjoyment. Situated in a no flood zone and close to top-rated schools, it combines peace of mind with a prime location. Live where comfort meets convenience and every day feels like a vacation.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

1/10
3/10
3/10
Anclote High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Freezer,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Ceiling Fan(s)
  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,489
  • Total interior livable area: 1,876 sqft

Kitchen

  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Tub with Separate Shower Stall
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3526150050000000040
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk

Lot

  • Lot size: 5,227 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$220$2,640
Property Taxes $395$4,740
Electricity $197$2,366
Total$2,404$28,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 34691$124
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34691$197
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$330,000
2026-04-02Listing removed$2,000
2026-01-19Price change$2,000
2025-10-14Listed for rent$2,500
2025-05-22Listing removed$2,400
2025-04-11Price change$2,400
2025-01-09Listed for rent$2,500
2024-12-04Listing removed$375,000
2024-09-04Listed for sale$379,000
2024-07-11Listing removed$379,000
2024-06-12Price change$379,000
2024-02-14Price change$400,000
2024-01-20Price change$435,000
2023-12-24Listed for sale$450,000
2023-05-02Listing removed--
2023-04-11Listed for rent$2,700
2022-03-06Listing removed--
2021-10-06Listed for rent$2,300
2020-11-17Listing removed$1,995
2020-09-18Listed for rent$1,995
2019-08-22Listing removed$1,850
2019-04-10Listed for rent$1,850
2019-01-19Listing removed$1,800
2018-09-24Listed for rent$1,800
2009-08-24Sold$189,000
2007-10-02Sold$203,306

For Sale by Agent

AgentCeleste Hunter
BrokerageSMITH & ASSOCIATES REAL ESTATE

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