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21019 Sunpoint Way Unit 102, Lutz, FL, 33558

3beds
2baths
1,965sqft
$425,000
$216price/sqft
$3,151/moest. monthly cost
$126,040/yrincome needed

About This Home

Gorgeous, immaculate 3-bedroom, 2-bath condo located in a famous nudist community. Popular hard-to-find ground-floor unit with 2 outdoor covered patios for entertaining, lots of light in the living room, dining room & kitchen. Incredibly large units for this community, and this one even has an extra storage room in the oversized garage, still has room for a golf cart as well.. The kitchen has amazing 44-inch high cabinet doors & drawers with a preparation island in the middle of the kitchen, which makes entertaining such a pleasure. An extra-large granite breakfast bar can accommodate -6 or more bar stools. The grand Family room floor plan makes it easy to entertain guests and is ideal for cocktail parties & holiday celebrations. This home was made for entertaining and has Large sliding glass doors in the living room, master, and 3rd bedroom that exit to covered patios. The Master bedroom suite has 2 walk-in closets and a private bathroom suite. The master bath has an extra-large shower with 2 shower heads, a water closet, a bidet, a double vanity, and a linen closet. 2nd bedroom has a walk-in closet. All bedrooms have ceiling fans & lights. All windows and sliding glass doors have blinds. Bathrooms, kitchen, foyer, and indoor utility have ceramic tile. The foyer has a large walk-in closet for all of your coats and sports wear, also a great place for those clubhouse towels. The master shower has two shower heads, which is so handy and convenient. This home shows very well, almost like a Miami Beach Show Home. The Terraces are situated in a world-famous nudist community. With optional membership in the Paradise Lakes Resort and restaurants, residents can enjoy the extensive amenities of this world-class nudist resort through daily or annual membership passes.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
7/10
Sunlake High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Features

  • Ceiling Fan(s),High Ceilings,Primary Bedroom Main Floor,Open Floorplan,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,938
  • Total interior livable area: 1,965 sqft

Kitchen

  • Level: First
  • Area: 195
  • Dimensions: 13x15

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 304
  • Dimensions: 16x19

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 1826360200003003060
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Lighting,Rain Gutters,Sidewalk
  • Fencing: Fenced,Vinyl
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 1.03 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$246$2,952
Property Taxes $559$6,708
Electricity $197$2,373
Total$3,151$37,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,034/yr
40% on housing$94,530/yr
45% on housing$84,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$229
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$425,000
2024-07-11Listing removed$399,000
2024-04-01Price change$399,000
2023-11-01Listed for sale$415,000
2020-04-28Listing removed$242,900
2020-04-20Price change$242,900
2020-03-25Price change$244,900
2019-11-18Listed for sale$249,900
2018-01-20Listing removed$249,900
2017-09-01Listed for sale$249,900
2007-07-23Sold$235,000

For Sale by Agent

AgentMark Borg
BrokerageLIST WITH 1 REALTY

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