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982 SW Kappa Avenue, Port Saint Lucie, FL, 34953

4beds
3baths
2,272sqft
$429,000
$189price/sqft
$3,475/moest. monthly cost
$139,000/yrincome needed

About This Home

Step into this beautifully maintained 4-bedroom home with a flexible layout that offers the potential for a 5th bedroom—perfect for a home office, guest suite, or growing household. Featuring 3 full bathrooms and a spacious 2-car garage, this property combines comfort, style, and functionality. The interior showcases an updated kitchen and bathrooms, complemented by brand-new tile flooring throughout for a clean, modern feel. The open floorplan is enhanced by vaulted ceilings, creating a bright and airy living space ideal for both everyday living and entertaining. A formal dining area adds a touch of elegance for gatherings and special occasions. Enjoy Florida living at its best with a screened lanai overlooking a private, fully fenced backyard—perfect for relaxing or hosting guests. The home's roof, installed in 2007, is original but has been well maintained and is in good condition, offering peace of mind to future homeowners. This move-in ready home is a fantastic opportunity you won't want to miss!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
7/10
Southport Middle SchoolGrades 6-85.8 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Area,Bathtub,Dining Area,Separate/Formal Dining Room,Garden Tub/Roman Tub,Kitchen Island,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,922
  • Total interior livable area: 2,272 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16 X 12

Living Room

  • Area: 384
  • Dimensions: 24 X 16

Master Bedroom

  • Area: 228
  • Dimensions: 19 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342066029050005
  • Zoning: RS-2 PSL
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Outdoor Living Area,Porch
  • Fencing: Vinyl
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: None,1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$305$3,660
Property Taxes $773$9,276
Electricity $228$2,743
Total$3,475$41,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,142/yr
40% on housing$104,250/yr
45% on housing$92,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 34953$214
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34953$230
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$429,000
2026-04-17Listed for sale$495,000
2025-12-16Listing removed--
2025-12-07Listed for sale$510,000
2023-03-19Listing removed--
2023-03-06Contingent$420,000
2023-02-22Listed for sale$420,000
2022-04-18Listing removed--
2022-03-16Listed for sale$515,000
2008-05-21Sold$195,000
2007-09-13Sold$40,000
1996-10-23Sold$5,500

For Sale by Agent

AgentDavid Olsen
BrokerageKeller Williams Realty Of The Treasure Coast

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