9286 NW Lakeridge Ln, Polk City, IA, 50226
About This Home
Situated on 1.30 acres near Saylorville Lake in the Ankeny School District, this 5-bed, 3-bath home offers 3,392 total finished sq ft. The updated interior features new flooring (May 2025) and a modernized kitchen with stainless steel appliances, all included alongside the washer/dryer. Major updates include a brand-new septic (June 2026), plus new concrete driveways, an extra paved boat/camper pad with a 30 amp hookup, and a covered patio (all May 2025). Outdoor space includes a 780 sq ft insulated shop built in 2021 with 10 ft sidewalls and electric, plus mature fruit trees, blueberry bushes, and a garden space. Complete with a 3-car attached garage and a finished basement with egress, this home combines major system upgrades, toy storage, and acreage living near Cherry Glen Recreation Area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Freezer,Microwave,Refrigerator,Stove,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Egress Windows,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Cable TV,Window Treatments
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Vented
- Fireplace: Yes
- Finished area below ground: 1,068
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,324
- Total interior livable area: 2,324 sqft
Property
Details
- Parcel number: 18000864609000
- Zoning: Res
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Play Structure,Patio,Storage
Lot
- Lot size: 1.30 Acres
- Features: Rectangular Lot
Parking
- Total spaces: 2
- Parking features: Attached,Detached,Garage,Two Car Garage,Three Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $732 | $8,784 |
| Electricity | $173 | $2,080 |
| Total | $4,435 | $53,220 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $650,000 |
| 2026-07-29 | Listed for sale | $650,000 |
| 2020-06-10 | Sold | $417,000 |
| 2020-05-22 | Pending sale | $435,000 |
| 2020-02-25 | Listed for sale | $435,000 |
| 1998-02-27 | Sold | $220,500 |
| 1997-03-28 | Sold | $221,500 |
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