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3103 City Pl, Edgewater, NJ, 07020

2beds
2baths
1,410sqft
$538,000
$382price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

Experience the pinnacle of Gold Coast luxury in this immaculately maintained, one-floor residence located in the highly desirable Peninsula at City Place. This sophisticated two-bedroom, two-full-bath condo offers a rare blend of quiet, upscale living and the ultimate urban convenience. The heart of the home is an impressive open-style kitchen, masterfully designed with top-of-the-line stainless steel appliances and elegant white marble countertops. A newly added custom dry bar, complete with a dedicated wine fridge, elevates the space for seamless entertaining. Throughout the home, expansive windows flood the oversized living room and bedrooms with natural light. The primary suite serves as a true sanctuary, featuring a spacious layout and a generous walk-in closet. Beyond the front door, residents enjoy an amenity-enriched lifestyle in a complex known for its prestige and comfort. Practicality meets luxury with a parking garage that offers the rare advantage of unlimited parking spots. Perfectly positioned for the modern commuter, you are just steps away from the NY Waterway Edgewater ferry and NJ Transit bus lines, whisking you to the GWB or Lincoln Tunnel in a "New York Minute." With the Hudson Riverwalk, lush local parks, and premier town amenities right at your doorstep, this condo offers a refined lifestyle that truly has it all.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer/Dryer,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Property

Details

  • Parcel number: 1300091000000001C3103

Parking

  • Parking features: 3+ Cars,Covered,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,720$32,640
Home Insurance *$45$540
Property Taxes $702$8,424
Electricity $193$2,318
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 07020$620
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07020$723
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$600,000
2021-09-07Sold$500,000
2011-01-21Sold$605,000

For Sale by Agent

AgentARTUR TYSZKA
BrokerageKELLER WILLIAMS PROSPERITY REALTY LLC

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