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5938 View Loop, Florence, OR, 97439

2beds
2baths
2,110sqft
$495,000
$235price/sqft
$3,264/moest. monthly cost
$130,560/yrincome needed

About This Home

Great LAKE AND BOAT DOCK ACCESS ON MERCER LAKE! Charming 2003 Two-Level Home with Endless Potential! Nestled in the serene beauty of the Pacific Northwest, this wonderful two-level home offers charm, space, and versatility. Whether you're searching for your forever home or a prime investment property, this hidden gem is perfect for a tranquil retreat or a short-term rental opportunity. Surrounded by nature, you'll enjoy peaceful wooded surroundings while remaining just moments away from Mercer Lake, Collard Lake, Sutton Lake, the Siuslaw National Forest, and the famous Oregon dunes. Plus, the Historic Old Town District is nearby, offering fantastic shopping and dining options. Main Level: Step inside to find a welcoming chef’s kitchen featuring a range oven with a microwave hood/fan, a built-in dishwasher, and a butcher block island with a secondary vegetable sink. A spacious walk-in pantry includes a dumbwaiter for easy grocery transport from the garage. The kitchen flows seamlessly into the dining area, making entertaining effortless. Fresh new carpet has just been installed throughout the main level! The primary bedroom is conveniently located on this level, offering an en-suite bath with dual access, a luxurious jetted Jacuzzi tub, and an easy-access shower. Lower Level: Downstairs, you'll find an additional bedroom and full bathroom, plus a cozy workroom/den—ideal for hobbies, an office, or extra storage. There is an ADA chairlift available as well. Garage & Outdoor Features: Oversized 572 sq. ft. garage for vehicles and storage. Large 324 sq. ft. workshop attached to the garage. Fenced side yard for pets and outdoor enjoyment. Don't miss out on this incredible opportunity! This property has lake access rights to Otter Cove on Mercer Lake where you can find a community picnic area, boat launch ramp, a restroom, places to store your lake items, parking and community dock. The dues are $75 annually. Schedule your own viewing today, this home has so much to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-83.9 mi
2/10
Siuslaw High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Electric Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Dumbwaiter,Butlers Pantry,Kitchen Island,Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Vinyl,Wall to Wall Carpet

Heating

  • Heating features: Wall Furnace,Zoned

Interior Area

  • Total structure area: 2,110
  • Total interior livable area: 2,110 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0995306
  • Zoning: CLWP

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,276 sqft
  • Features: Gentle Sloping,Trees,SqFt 7000 to 9999
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$114$1,368
Property Taxes $457$5,484
Electricity $191$2,297
Total$3,264$39,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,908/yr
40% on housing$97,920/yr
45% on housing$87,040/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$232
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-03Price change$484,000
2025-06-17Price change$534,000
2025-05-01Price change$544,000
2025-02-03Listed for sale$549,000
2000-04-26Sold$32,000

For Sale by Agent

AgentJohn Barnett
BrokerageColdwell Banker Coast Real Est

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