78544 Rat Creek Rd, Cottage Grove, OR, 97424
About This Home
Dream retreat nestled on 37+ acres of heavily timbered land! One-of-a-kind property with 2 homes ideal for extended family or a private retreat for guests! The primary residence has a large living room with gorgeous stone fireplace and the permitted 2 story guest house has 3 bed/1 bath. The approx. 880 sq ft frame-built yurt with haredwood floors would be great for an office or hobbies. This nature lover's paradise has a small vineyard, thriving blueberry patch, a variety of berries including loganberries, marionberries, and blackberries. Fully fenced 80x100 ft no-spray garden, organic greenhouse,multiple fruit trees, year round creek, 2 year round springs, 2 seasonal creeks and a tranquil pond. 700 sq ft barn with covered space for parking tractors or other equipment and a 500 sq ft barn for storage. Main house, guest house and barn are on separate meters. Large lawn with picnic area, fire pit and trails that wind through the timber give many opportunities to enjoy the peaceful and serene setting.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1974
Materials
- Foundation: Block,Slab
- Roof: Composition,Shingle
- Construction materials: Cement Siding,Lap Siding,T111 Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating
- Heating features: Baseboard,Forced Air
Interior Area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0879807
- Zoning: F2
Features
- Levels: One
- Stories: 1
- Exterior features: Garden,Yard
- Has spa: Yes
- Spa features: Free Standing Hot Tub
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Pond,Trees/Woods
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Creek,Pond,Stream
- Waterbody name: Rat Creek
Lot
- Lot size: 37.52 Acres
- Features: Merchantable Timber,Orchard(s),Trees,Wooded,Acres 20 to 50
Parking
- Total spaces: 1
- Parking features: RV Access/Parking,RV Boat Storage,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lane County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $316 | $3,792 |
| Property Taxes | $1,020 | $12,240 |
| Electricity | $176 | $2,119 |
| Total | $6,568 | $78,816 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-17 | Listed for sale | $1,065,900 |
| 2006-12-26 | Sold | $515,000 |
View on Zillow