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74 Adams Point Rd, Barrington, RI, 02806

4beds
2baths
1,411sqft
$998,000
$707price/sqft
$7,145/moest. monthly cost
$285,800/yrincome needed

About This Home

LOCATION! LOCATION! LOCATION! Adam's Point "Summer Cottage" circa 1924 on a spectacular 3/4 acre parcel fronting on protected marsh/conservation land. Deeded beach access at the end of Bourne Lane! Walk across the salt marsh to the waterfront A fantastic opportunity to renovate this vintage sweetheart of a cottage (or possibly build brand new) on beautiful and charming Adams Point Road, a quintessential country lane. This property is a sleeper!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Nayatt SchoolGrades K-30.8 mi
9/10
Barrington Middle SchoolGrades 6-82.5 mi
10/10
Barrington High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Unknown
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Plumbing (Copper),Insulation (Unknown)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,411

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,411
  • Total interior livable area: 1,411 sqft

Property

Details

  • Parcel number: BARRM26L167
  • Zoning: R 25

Features

  • Patio & porch: Screened
  • Waterfront features: Walk To Water

Lot

  • Lot size: 0.85 Acres

Parking

  • Total spaces: 2
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$427$5,124
Property Taxes $1,283$15,396
Electricity $389$4,675
Total$7,145$85,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,971/yr
40% on housing$214,350/yr
45% on housing$190,533/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$707This listing

vs Other Active Listings

Avg $/sqft

ZIP 02806$446
Bristol County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 02806$376
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$1,125,000
2026-02-05Listed for sale$1,279,000
2025-03-07Sold$1,175,000
2024-10-31Pending sale$1,299,000
2024-06-26Price change$1,299,000
2023-07-25Price change$1,400,000
2022-10-08Price change$1,600,000
2022-08-06Listed for sale$995,000

For Sale by Agent

AgentNancy Weaver
BrokerageResidential Properties Ltd.

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