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1984 Matt Dr, Crystal Beach, TX, 77650

3beds
2baths
1,333sqft
$435,000
$326price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Nicely updated 3/2 on the beachside of Hwy 87 in the heart of Crystal Beach! This home is on a large lot so there is plenty of elbow room and close distance to direct beach access! 2026 updates are gorgeous and home is ready for STR, full time living or just your own private get-a-way! The open floorplan is great for family gatherings plus a large laundry room with tons of space for storage! Primary bedroom has private bath, spacious 2nd bedroom and 3rd bedroom has two beds plus a set of bunks! You'll love enjoying the sunrise on the front deck or get the party started downstairs on huge open concrete area with plenty of seating & room for grilling and parking! The location is convenient to shopping, restaurants and amazing fishing on the Bolivar Peninsula! Come see what all the excitement is about at 1984 Matt Drive!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1216.0 mi
--
Austin Middle SchoolGrades 5-614.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Microwave,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,333
  • Total interior livable area: 1,333 sqft

Property

Details

  • Parcel number: 377700000038000

Features

  • Stories: 2

Lot

  • Lot size: 0.34 Acres
  • Features: Subdivided,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$107$1,284
Property Taxes $470$5,640
Electricity $238$2,859
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$222
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$435,000
2026-02-27Sold--
2026-02-11Pending sale$287,500
2026-02-07Price change$287,500
2025-09-23Price change$300,900
2025-09-02Price change$310,900
2025-07-01Price change$329,900
2025-04-11Price change$339,900
2024-04-26Listed for sale$349,900
2019-09-20Sold--
2019-08-27Pending sale$219,000
2019-08-07Price change$219,000
2019-07-17Price change$225,000
2019-06-28Listed for sale$235,000
2018-12-01Listing removed$219,900
2018-12-01Price change$219,900
2018-09-07Price change$215,000
2018-03-10Price change$219,900
2017-11-21Listed for sale$224,000
2016-10-18Listing removed$229,950
2016-04-18Listed for sale$229,950
2016-02-03Listing removed$234,900
2015-05-14Price change$234,900
2015-04-09Price change$239,900
2014-10-29Listed for sale$248,600
2011-02-26Listing removed$69,300
2010-10-11Sold--

For Sale by Agent

AgentMonica DeMore
BrokerageBuyCrystalBeach.com

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