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313 E Charnwood St, Tyler, TX, 75701

12beds
7baths
6,698sqft
$1,250,000
$187price/sqft
$10,089/moest. monthly cost
$403,560/yrincome needed

About This Home

Step into timeless character with this beautifully preserved 1912 historic home, rich with old-world charm and endless possibilities. From the moment you arrive, the classic front façade welcomes you with stately columns and inviting curb appeal, hinting at the craftsmanship that lies within. Inside, you’ll find original woodwork, intricate trim, and warm architectural details that simply can’t be replicated today. Large windows throughout flood the spaces with natural light, highlighting the home’s historic elegance while creating bright, welcoming interiors. Over the years, the property has been thoughtfully expanded to include additional apartments and spacious meeting halls, making it ideal for a variety of uses. Whether you envision multi-generational living, rental income, event space, a boutique business, or a unique investment opportunity, this property offers incredible flexibility. The generous layout blends historic character with functional spaces, all while maintaining the authentic craftsmanship and charm of the early 1900s.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
Bell Elementary SchoolGrades PK-51.2 mi
6/10
Hubbard Middle SchoolGrades 6-82.9 mi
6/10
Tyler Legacy High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Disposal

Bathroom

  • Features: Shower Only,Tub Only,Shower/Tub

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 7
  • Full bathrooms: 7

Dining Room

  • Features: Separate Formal Dining,Formal Living Combo

Features

  • Ceiling Fan(s),Other/See Remarks
  • Flooring: Wood,Tile
  • Fireplace features: Two or More,Gas Log,Gas Only
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas,Fireplace(s)
  • Cooling features: Central Electric,Zoned-3 or more,Ceiling Fan(s)

Interior Area

  • Total structure area: 6,698
  • Total interior livable area: 6,698 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Property

Details

  • Parcel number: 150000026000003010
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Open,Porch
  • Exterior features: Sprinkler System,Courtyard,Balcony,Gutter(s),Lighting
  • Fencing: None

Lot

  • Lot size: 0.84 Acres
  • Features: Subdivision Lot,Other/See Remarks

Parking

  • Total spaces: 2
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,273$15,276
Property Taxes $1,761$21,132
Electricity $735$8,825
Total$10,089$121,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,908/yr
40% on housing$302,670/yr
45% on housing$269,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 75701$116
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75701$151
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$1,250,000
2021-05-17Sold--
2021-03-26Pending sale$465,000
2021-03-15Listed for sale$465,000
2021-02-18Pending sale$465,000
2020-11-26Price change$465,000
2020-08-25Price change$495,000
2020-07-29Listed for sale$545,000
2018-01-30Listing removed$575,000
2016-10-17Listed for sale$575,000
2016-01-27Listing removed$575,000
2015-10-31Listed for sale$575,000

For Sale by Agent

AgentJeremey Bernard, Better Homes & Gardens Real Estate I-20 Team
BrokerageBetter Homes & Gardens Real Estate I-20 Team

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