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725 Pine Street #208, San Francisco, CA, 94108

1beds
1baths
536sqft
$575,000
$1,073price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Located in Nob Hill, at the crossroads of the dynamic neighborhoods of Union Square, Chinatown, and the Financial District, and directly across from the iconic Ritz-Carlton, the Lambourne occupies a desirable San Francisco setting. A former boutique hotel, this classically designed elevator building offers a refined blend of timeless San Francisco character and thoughtfully updated modern living. Enter the building and ascend to the second floor via a charming staircase showcasing traditional balustrade millwork reminiscent of fine homes. The intimate residence opens to a welcoming hallway that leads to the open living space, with the bathroom conveniently positioned just off the hall - serving equally well as a powder room for guests and a full bath for the homeowner. The spacious living room opens directly to a cozy deck with built-in bench seating, offering a peaceful retreat tucked away from the city's bustle. The compact kitchen is thoughtfully designed and filled with natural light from two windows, featuring a large and small refrigerator, a combination oven and microwave, and handsome dark wood cabinetry. The bedroom is generously sized and includes a versatile nook ideal for a desk or work-from-home setup, along with a sizable mirrored-door closet that enhances both storage and the sense of space. The bathroom features a timeless yet chic black-and-white hexagonal tile floor, complemented by a marble-topped dark wood vanity. The walk-in shower continues the appealing aesthetic with coordinating tilework and crisp white subway tile walls. A smartly installed LG combination washer and dryer is seamlessly integrated into the space, with additional room for overhead storage. With a Walk Score and Transit Score of 100, this property enjoys exceptional access to wonderful restaurants, shopping, everyday conveniences and public transportation. Equally appealing as a low-maintenance home, perfect pied-a-terre, or investment opportunity, this residence is ideally situated at the intersection of San Francisco's most vibrant neighborhoods.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
61
BikeBikeable

Schools

7/10
Marina Middle SchoolGrades 6-81.7 mi
7/10
Galileo High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: See Remarks,Other,Microwave,Electric Cooktop,Washer,Dryer
  • Laundry features: See Remarks,Inside Room

Bathroom

  • Features: Tile
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Common walls with other units/homes: Unit Below,Unit Above

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 536
  • Total interior livable area: 536 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Deck Attached
  • Level: Main

Master Bathroom

  • Features: Tile,Shower Stall(s)

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 0272057
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 5,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$31$372
Property Taxes $624$7,488
Electricity $398$4,786
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,073This listing

vs Other Active Listings

Avg $/sqft

ZIP 94108$762
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94108$1,312
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$575,000
2024-09-20Listing removed$2,800
2023-06-04Listing removed--
2023-05-08Listed for rent$2,800
2022-11-25Listing removed--
2022-11-03Price change$2,800
2022-09-22Listed for rent$3,000
2008-02-13Sold$555,000

For Sale by Agent

AgentRaquel Newman
BrokerageCompass

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