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3470 20th St #1, San Francisco, CA, 94110

3beds
2baths
1,390sqft
$1,195,000
$860price/sqft
$7,869/moest. monthly cost
$314,760/yrincome needed

About This Home

In the heart of San Francisco's vibrant Mission District, this stunning Victorian condo blends timeless architectural beauty with thoughtful modern updates. Soaring ceilings, elegant crown mouldings, and gorgeous bay windows fill the home with natural light throughout the day. The spacious three-bedroom, two-bath layout is designed for both comfortable everyday living and effortless entertaining. The updated eat-in kitchen offers plenty of space to gather with family and friends, while the exclusive-use outdoor patio extends your living space for morning coffee, weekend dinners, or relaxing evenings. The third bedroom is in the detached exclusive use structure at the rear of the property, that could double as a home office, guest retreat, fitness space, or creative studio. The home also includes a private garagean uncommon luxury in the neighborhood. Enjoy the very best of city living just outside your door. Stroll to the acclaimed restaurants, cafs, bakeries, boutiques, and nightlife along Mission and Valencia Streets, spend sunny afternoons relaxing in nearby Dolores Park, or explore the neighborhood's vibrant murals, local markets, and cultural landmarks. With convenient access to BART, Muni, and major commuter routes, getting around San Francisco and the Bay Area is remarkably easy. Offering historic character, modern comfort, exceptional indoor-outdoor living, and an unbeatable location, this is a rare opportunity to own a truly special home in one of San Francisco's most sought-after neighborhoods.

Getting Around

99
WalkingWalker's Paradise
89
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Victorian
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Microwave,Dryer,Washer

Bathroom

  • Features: Shower Stall(s), Tile

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Tile,Wood

Heating

  • Heating features: Central,Gas

Interior Area

  • Total structure area: 1,390
  • Total interior livable area: 1,390 sqft

Kitchen

  • Features: Kitchen Island, Quartz Counter
  • Area: 0

Living Room

  • Area: 0

Master Bathroom

  • Features: Tile, Tub w/Shower Over

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 3595078
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Entry location: Lower Level
  • Fencing: Fenced,Wood

Lot

  • Lot size: 2,375 sqft

Parking

  • Total spaces: 1
  • Parking features: Enclosed,Independent,On Site - Mapped (Condo Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$194$2,328
Property Taxes $1,235$14,820
Electricity $398$4,786
Total$7,869$94,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,794/yr
40% on housing$236,070/yr
45% on housing$209,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$860This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$640
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$1,195,000
2026-07-31Listed for sale$1,195,000
2021-11-16Sold$1,365,000
2021-10-22Pending sale$1,195,000
2021-10-12Listed for sale$1,195,000

For Sale by Agent

AgentEric Castongia
BrokerageCorcoran Icon Properties

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