




1297 Clay Avenue, Bronx, NY, 10456
About This Home
Excellent income producing triplex in the heart of the Bronx, perfect for investors or owner occupants looking to generate strong rental income. This well-maintained semi-attached brick property features three spacious residential units with separate utilities and individual hot water heaters for each apartment, offering convenience and lower maintenance responsibilities. The property offers approximately 3,700+ square feet of living space, private gated driveway, and outdoor backyard space. Units feature updated kitchens with modern cabinetry, stainless steel appliances, open-concept layouts, and large sun-filled living areas. Mechanicals have been well maintained, making this a solid turnkey investment opportunity. Conveniently located in the Mount Eden section near public transportation, shopping, schools, restaurants, and major highways. Strong rental demand and low property taxes make this an excellent long term addition to any real estate portfolio.
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Property subType: Triplex,Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 5
- Full bathrooms: 5
Features
- Open Floorplan
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 3,735
- Total interior livable area: 3,735 sqft
Property
Details
- Parcel number: 027820146
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 2,212 sqft
Parking
- Total spaces: 2
- Parking features: On Street
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,510 | $78,120 |
| Home Insurance * | $582 | $6,984 |
| Property Taxes | $836 | $10,032 |
| Electricity | $617 | $7,406 |
| Total | $8,545 | $102,540 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $1,287,500 |
| 2025-12-18 | Listing removed | $4,000 |
| 2025-11-09 | Listed for rent | $4,000 |
| 2007-07-31 | Sold | $216,000 |
