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584 Railgate Loop, Lugoff, SC, 29078

3beds
3baths
1,862sqft
$199,900
$107price/sqft
$1,463/moest. monthly cost
$58,520/yrincome needed

About This Home

Renovated home with level lot and fenced back yard with dog kennel. Lean to store yard equipment. Deck to enjoy morning coffee or relax at the end of the day. Freshley painted throughout. New flooring. Open kitchen, breakfast area and great room with fireplace. All appliances to remain. New granite counter tops. Island for kids to study from or extra prep area for the cook. Formal dining room. Living room for the parents to enjoy television and den for the kids. Master bedroom with two closets. Master bath has double vanities, walk in shower and soaker tub. Two bedrooms share hall bath. Separate laundry room with half bath to accommodate outside traffic. CMLS has not reviewed and therefore does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-51.8 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Free-Standing Range,Self Clean,Smooth Surface,Dishwasher,Electric Water Heater
  • Laundry features: Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Features: Area
  • Level: Main

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,862
  • Total interior livable area: 1,862 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Kitchen Island,Granite Counters,Cabinets-Stained
  • Level: Main

Living Room

  • Features: Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 336010A024SES

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Rear Only-Chain Link

Lot

  • Lot size: 0.97 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$145$1,740
Property Taxes $104$1,248
Electricity $204$2,449
Total$1,463$17,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,160/yr
40% on housing$43,890/yr
45% on housing$39,013/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 29078$147
Kershaw County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 29078
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$199,900
2026-06-12Sold$90,000
2006-05-03Sold$72,000

For Sale by Agent

AgentMarie H Stokes
BrokerageStokes Realty

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