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2550 Lake Rd, Ridgeway, SC, 29130

4beds
3baths
4,287sqft
$799,900
$187price/sqft
$4,864/moest. monthly cost
$194,560/yrincome needed

About This Home

Need room for the whole family, how about 4287 sqft, 4 plus bedrooms, large partially covered 1000 sqft Timber Tech deck. lakeside deck and Dock with double jet ski ports in a quiet cove with main channel views. The home features a large Great Room, kitchen, dining room with hardwood floors, and plenty of window the see the Lake. Great room has gas log fireplace, kitchen has granite countertops, and a large bar area for gathering with friends and family. The master bedroom has a large bath with double vanities, whirlpool tub and direct access to the deck. There are 2 other bedrooms on the main floor and a large storage room. laundry is on main floor with counter and deep sink. Upstairs features a large bunkroom that could sleep 10 or more guest, large bath with a central whirlpool tub, and a game room/ Reck room/ 5th bedroom Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Lugoff Elementary SchoolGrades PK-510.4 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Counter Cooktop,Dishwasher,Dryer,Refrigerator,Washer,Microwave Built In,Electric Water Heater
  • Laundry features: Electric,Heated Space,Mud Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Walk-In Closet(s),Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Walk-In Closet(s),Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom4

  • Features: Separate Shower,Bath-Shared,Whirlpool,Ceiling Fan(s),Closet-Private,Recessed Lighting
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Floors-Hardwood,Molding,High Ceilings

Features

  • Ceiling Fan(s)
  • Door features: French Doors
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Propane
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump 1st Lvl,Multiple Units
  • Cooling features: Central Air,Heat Pump 1st Lvl,Multi Units

Interior Area

  • Total structure area: 4,287
  • Total interior livable area: 4,287 sqft

Kitchen

  • Features: Bar,Cabinets-Natural,Floors-Tile,Backsplash-Granite,Backsplash-Tiled,Recessed Lighting
  • Level: Main

Living Room

  • Features: Floors-Hardwood,Molding,Ceilings-High (over 9 Ft),Recessed Lights

Master Bedroom

  • Features: Balcony-Deck,Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Whirlpool,High Ceilings,Ceilings-Box,Ceiling Fan(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 1770106067

Features

  • Levels: Bi-level
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: On Lake Wateree,View-Big Water,View-Cove
  • Frontage length: 222

Lot

  • Lot size: 0.99 Acres
  • Features: On Water

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$164$1,968
Property Taxes $244$2,928
Electricity $412$4,946
Total$4,864$58,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,765/yr
40% on housing$145,920/yr
45% on housing$129,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 29130$369
Kershaw County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 29130
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$829,000
2026-03-31Listing removed$850,000
2026-03-30Price change$850,000
2026-02-12Listed for sale$700,000
2026-01-01Listing removed$875,000
2025-10-14Price change$875,000
2025-04-15Listed for sale$890,000
2025-04-14Listing removed$990,000
2025-01-31Listed for sale$990,000
2011-06-30Sold$263,400
2011-06-09Price change$270,864
2011-05-19Price change$285,120
2011-04-16Price change--
2011-03-22Price change$399,900
2011-02-14Price change$449,900
2011-01-21Price change$479,900
2010-12-08Price change$499,900
2010-12-04Listed for sale--
2010-10-08Listing removed$499,900
2010-10-03Price change$499,900
2010-09-30Listed for sale$529,900
2010-07-06Sold$2,500
2010-05-20Pending sale$599,000
2010-04-17Listed for sale$599,000
2009-11-30Listing removed$599,000
2009-01-22Listed for sale$599,000
2006-07-27Sold$175,000
2005-08-01Sold$136,500

For Sale by Agent

AgentMichael K Thomas
BrokerageKeller Williams Preferred

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