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15038 N 145TH Lane, Surprise, AZ, 85379

5beds
3baths
2,105sqft
$419,900
$199price/sqft
$2,617/moest. monthly cost
$104,680/yrincome needed

About This Home

Space and location in Royal Ranch! This 5-bedroom, 2.5-bath + den two-story home sits directly across from the neighborhood park featuring sport courts and a playground-perfect for enjoying the outdoors-just steps away. Inside, you'll find a spacious layout with tile flooring throughout the main level. The Chef's kitchen is equipped with a gas range, island, granite countertops and plenty of storage. This home provides comfortable living spaces designed for everyday living. All bedrooms are upstairs and generous in size, two with walk-in closets. Carpet upstairs. The backyard offers a covered patio, built-in BBQ and fire pit. Owned Solar equals big savings! This well-loved home is ready for its next chapter! New AC Upper Unit 3/2026. All possibilities exists to make this home yours!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 3,416 sqft

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $119$1,428
Property Taxes $153$1,836
Electricity $222$2,675
Total$2,617$31,404

Income You'd Need if You Spent...

35% on housing$89,725/yr
40% on housing$78,510/yr
45% on housing$69,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 85379$199
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85379$210
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTamara Lynn Nicholas
BrokerageThe Realty Group

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