20660 N 40TH Street #2096, Phoenix, AZ, 85050
About This Home
THREE BEDROOM IN DESERT RIDGE! Welcome home to this beautifully upgraded 3 bedroom, 2 bath condo in the heart of Desert Ridge! The open-concept floor plan is built for entertaining, featuring granite counters, stainless steel appliances, a walk-in pantry, oversized laundry room and a one car garage. Travertine flooring flows through the main living areas, while brand new carpet (2023) adds comfort to the bedrooms. Additional peace-of-mind updates include a new water heater (2019) and two newer HVAC systems (2020 & 2021), plus roller screen shades on every window for added privacy and energy efficiency. Residents of La Verne enjoy resort-style amenities: a clubhouse with billiard room, fitness center, media room, private dining room, two community pools, two spas, and BBQ areas.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Tile
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven,Electric Cooktop,Built-In Electric Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Non-laminate Counter,High Speed Internet,Granite Counters,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
- Window features: Screens
- Flooring: Carpet,Tile
- Common walls with other units/homes: Two Common Walls,Neighbor Below
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,647
- Total interior livable area: 1,647 sqft
Property
Details
- Parcel number: 21313884
- Attached to another structure: Yes
- Other equipment: Intercom
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Balcony
- Spa features: None
- Fencing: Block
- Has view: Yes
- View description: Desert
Lot
- Lot size: 1,470 sqft
- Features: North/South Exposure,Cul-De-Sac,Gravel/Stone Front,Natural Desert Front
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Maricopa County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance | $115 | $1,380 |
| Property Taxes | $165 | $1,980 |
| Electricity | $216 | $2,603 |
| Total | $2,771 | $33,252 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $449,900 |
| 2026-08-06 | Price change | $449,900 |
| 2026-07-25 | Listed for sale | $450,000 |
| 2016-10-12 | Sold | $266,000 |
| 2016-08-15 | Price change | $274,900 |
| 2016-07-13 | Price change | $279,900 |
| 2016-06-03 | Price change | $287,900 |
| 2016-05-07 | Price change | $289,900 |
| 2016-04-07 | Price change | $295,000 |
| 2016-03-23 | Price change | $305,000 |
| 2016-03-11 | Listed for sale | $315,000 |
| 2014-03-31 | Sold | $245,000 |
| 2014-03-08 | Price change | $250,000 |
| 2014-02-21 | Price change | $235,909 |
| 2014-02-01 | Price change | $235,999 |
| 2014-01-18 | Price change | $239,999 |
| 2013-11-08 | Price change | $259,899 |
| 2013-09-22 | Price change | $259,999 |
| 2013-08-14 | Price change | $280,000 |
| 2013-05-25 | Price change | $289,999 |
| 2013-04-13 | Listed for sale | $300,000 |
| 2013-03-25 | Sold | $221,500 |
| 2013-01-19 | Price change | $221,000 |
| 2012-11-16 | Price change | $210,000 |
| 2012-10-25 | Price change | $221,000 |
| 2012-08-22 | Listed for sale | $189,900 |
| 2005-12-14 | Sold | $385,000 |
| 2005-04-08 | Sold | $350,000 |
| 2004-12-14 | Sold | $277,226 |
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