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20660 N 40TH Street #2179, Phoenix, AZ, 85050

2beds
2baths
1,469sqft
$399,900
$272price/sqft
$2,486/moest. monthly cost
$99,440/yrincome needed

About This Home

BUYERS...this is the condo you've been searching for. All-new flooring including carpet, luxury vinyl plank flooring and new interior paint,This Gated Condo offers an open great room w/ dramatic vaulted ceilings and a bedroom w/full bath on the main living level. Third floor offers a expansive primary suite with private balcony to enjoy the beautiful desert sunset, and morning coffee retreat. Double sinks in primary bath, attached garage, and located a few steps from heated resort-style community poolS. Walking distance to Pinnacle HS. Enjoy the desert ridge lifestyle with curated restaurants, shopping, and experiences minutes away. Quick freeway access to loop 101 & 51, near Mayo clinic, Kierland, Scottsdale Qtr, Whole Foods, Trader Joes, & more

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

10/10
10/10
Pinnacle High SchoolGrades 7-120.8 mi
7/10
Explorer Middle SchoolGrades 5-81.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Non-laminate Counter,High Speed Internet,Granite Counters,Double Vanity,Upstairs,Breakfast Bar,9+ Flat Ceilings,Vaulted Ceiling(s)
  • Window features: Screens,Double Pane Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 1,469
  • Total interior livable area: 1,469 sqft

Property

Details

  • Parcel number: 21313967
  • Attached to another structure: Yes

Features

  • Stories: 3
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Private Street(s),Built-in Barbecue
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: None

Lot

  • Lot size: 972 sqft
  • Features: Desert Back,Desert Front,Grass Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail
Wildfire

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $102$1,224
Property Taxes $146$1,752
Electricity $216$2,603
Total$2,486$29,832

Income You'd Need if You Spent...

35% on housing$85,234/yr
40% on housing$74,580/yr
45% on housing$66,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 85050$268
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85050$326
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$399,900
2019-04-10Listing removed$1,600
2019-03-21Listed for rent$1,650
2012-10-18Listing removed$1,295
2012-10-09Listed for rent$1,295
2009-02-05Sold$180,000
2005-05-04Sold$335,360

For Sale by Agent

AgentSherri L Plotke
BrokerageArizona Golf & Sun Properties

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