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1037 Natures Cove Rd, Saluda, SC, 29138

3beds
2baths
1,632sqft
$399,900
$245price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

NO HOA • 71' OF LAKE MURRAY WATERFRONT • OVER $75,000 IN UPGRADES Welcome to the Lake Murray lifestyle you've been dreaming about! Nestled in a peaceful cove, this move in ready property offers the perfect blend of relaxation, recreation, and everyday lake living. Leave your boat in the water, fish from your private dock, spend afternoons cruising Lake Murray, and end each day watching breathtaking sunsets from your screened porch or lakeside gazebo.The level lot provides an easy walk to your private dock with water and electricity no steep hills, just effortless access to the lake. Whether you enjoy fishing, kayaking, paddleboarding, swimming, or entertaining family and friends, this property was designed for making memories on the water.Lovingly maintained this home features granite countertops, updated bathrooms, new flooring, picture windows, new siding, and a durable metal roof. The spacious screened porch is perfect for morning coffee or evening gatherings after a day on the lake.Outside, you'll find a grill pavilion, covered carport, removable walking deck, and a heated/cooled 12x24 detached building ideal for a workshop, guest retreat, hobby space, or storing your lake gear.With NO HOA and a detitled manufactured home, you'll enjoy the freedom to truly embrace lake living. Additional feature includes a 10-year termite bond.If you've been searching for a waterfront property where weekends feel like vacation and every season offers something special, this is it. Quiet cove, full Lake Murray access, incredible updates, and a lifestyle that's hard to match. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
3/10
Saluda Middle SchoolGrades 6-86.3 mi
6/10
Saluda High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1614300017

Features

  • On waterfront: Yes
  • Frontage length: 71

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Hurricane
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Saluda County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$122$1,464
Property Taxes $143$1,716
Electricity $204$2,449
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 29138$233
Saluda County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 29138
Saluda County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$435,000
2026-08-01Price change$399,900
2026-07-29Price change$430,000
2026-07-01Listed for sale$435,000
2026-06-22Listing removed$439,500
2026-06-02Price change$439,500
2026-06-01Price change$448,000
2026-05-21Price change$448,500
2026-05-14Price change$449,000
2026-04-27Price change$449,500
2026-04-15Price change$450,000
2026-04-09Price change$458,000
2026-02-13Listed for sale$460,000
2023-05-04Sold$329,900
2023-03-24Listed for sale$329,900
2020-06-04Listing removed$244,900
2019-09-19Price change$244,900
2019-08-20Listed for sale$249,900
2014-01-20Listing removed$159,000
2013-09-18Price change$159,000
2013-08-03Listed for sale$169,000
2006-01-18Sold$70,000

For Sale by Agent

AgentAmy McKitrick
BrokerageReal Broker LLC

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