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1342 W Seashore Drive, Gilbert, AZ, 85233

3beds
2baths
1,845sqft
$649,900
$352price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

WATERFRONT property with endless views! This 3 bed/2 bath home is ideally located in the heart of THE ISLANDS. Set sail or fish from your own patio. This home offers premium features, including a spa and gentle rock waterfall, a spacious great room w/wall fireplace, an updated kitchen, recent new cabinets, quartz counters, pullout shelving, stainless appliances including fridge. Primary suite w/walk-in closet, walk-out patio access & lake views, vinyl plank floors, separate tub & shower, dual sinks. W/D included also new water softener. N/S exposure, private covered patio with easy swing hammock style chairs. The Islands clubhouse nearby, ramadas, playground, walking paths, this community is a gem and minutes from vibrant downtown Gilbert! Simply immaculate and truly special. Welcome!

Getting Around

29
WalkingCar-Dependent
25
TransitSome Transit
55
BikeBikeable

Schools

9/10
Islands Elementary SchoolGrades PK-60.3 mi
6/10
Mesquite High SchoolGrades 8-120.4 mi
5/10
Mesquite Jr High SchoolGrades 6-81.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: CULLUMBER

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Water Softener Owned,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Non-laminate Counter,Quartz Countertops,High Speed Internet,Double Vanity,Breakfast Bar,No Interior Steps,Vaulted Ceiling(s),Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Skylight(s),Double Pane Windows
  • Flooring: Vinyl,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: HVAC SEER Rating,Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,845
  • Total interior livable area: 1,845 sqft

Property

Details

  • Parcel number: 31004421
  • Special condition: FIRPTA may apply

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Block,Wrought Iron
  • Has view: Yes
  • View description: Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 5,650 sqft
  • Features: North/South Exposure,Waterfront,Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $153$1,836
Property Taxes $238$2,856
Electricity $216$2,603
Total$3,893$46,716

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 85233$244
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85233$281
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$675,000
2026-04-06Listed for sale$725,000
2009-11-12Sold$276,000
1997-05-23Sold$183,000
1996-10-18Sold$62,500

For Sale by Agent

AgentJennifer Gardiner
BrokerageWest USA Realty

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